/* ============ RESET & BASE ============ */
* { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --gold: #C9A227;
  --gold-dark: #A17E1B;
  --gold-light: #F3E5AB;
  --black: #1A1A1A;
  --dark: #2B2B2B;
  --cream: #FFF8E7;
  --gray: #6B6B6B;
  --light-gray: #F4F2EC;
  --white: #FFFFFF;
  --radius: 12px;
  --shadow: 0 10px 30px rgba(0,0,0,0.08);
  --transition: all 0.3s ease;
}

html {
  scroll-behavior: smooth;
  font-size: 18px;
}

body {
  font-family: 'Poppins', sans-serif;
  color: var(--dark);
  line-height: 1.6;
  background: var(--white);
  overflow-x: hidden;
  max-width: 100%;
  position: relative;
}

h1, h2, h3, h4 { font-family: 'Playfair Display', serif; color: var(--black); line-height: 1.25; }

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; display: block; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Defensive fix: grid items default to min-width:auto, which lets an oversized
   child (image, long unbreakable text, etc.) force a whole grid track wider than
   its fair share and overflow the page — this keeps two-column layouts honest. */
.hero-inner > *, .contact-grid > *, .gold-loan-grid > *, .mv-grid > *, .about-story > * {
  min-width: 0;
}

.section { padding: 90px 0; }

.section-head { max-width: 640px; margin: 0 auto 56px; text-align: center; }
.section-head.align-left { margin: 0 0 48px; text-align: left; }
.section-head p { color: var(--gray); margin-top: 12px; font-size: 1.05rem; }
.section-head.light h2, .section-head.light p { color: var(--white); }

.eyebrow {
  display: inline-block;
  color: var(--gold-dark);
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  font-size: 0.8rem;
  margin-bottom: 10px;
}
.section-head.light .eyebrow { color: var(--gold-light); }

.section-head h2 { font-size: 2.3rem; }

/* Premium section heading: eyebrow flanked by gold lines, large navy serif
   title with a gold accent word (<span>), muted subtitle. */
.section-head.fancy-head { max-width: 900px; margin-bottom: 44px; }
.fancy-head > .eyebrow {
  display: inline-flex; align-items: center; gap: 18px;
  font-size: 0.82rem; font-weight: 600; letter-spacing: 5px; text-transform: uppercase;
  color: var(--gold-dark); margin-bottom: 0;
}
.fancy-head > .eyebrow::before, .fancy-head > .eyebrow::after { content: ''; width: 54px; height: 1.5px; background: var(--gold); }
.fancy-head--left > .eyebrow::after { display: none; }
.contact-info.fancy-head > h2 { font-size: 2.6rem; }
.fancy-head > h2.eyebrow { font-family: 'Poppins', sans-serif; line-height: 1.6; margin-top: 0; }
.fancy-head > h2 { font-size: 3rem; line-height: 1.2; color: #141a2e; margin-top: 6px; }
.fancy-head > h2 span { color: #b8860b; }
.fancy-head > p { font-size: 1.05rem; color: #555b66; margin-top: 8px; }
@media (max-width: 1100px) {
  .fancy-head > h2 { font-size: 2.4rem; }
}
@media (max-width: 560px) {
  .fancy-head > h2 { font-size: 2rem; }
  .fancy-head > .eyebrow { letter-spacing: 2px; gap: 10px; font-size: 0.72rem; }
  .fancy-head > .eyebrow::before, .fancy-head > .eyebrow::after { width: 24px; flex-shrink: 0; }
}

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary { background: linear-gradient(135deg, var(--gold), var(--gold-dark)); color: var(--white); box-shadow: 0 8px 20px rgba(201,162,39,0.35); }
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 12px 26px rgba(201,162,39,0.45); }
.btn-outline { border-color: var(--white); color: var(--white); }
.btn-outline:hover { background: var(--white); color: var(--black); }
.btn-outline-dark { border-color: var(--gold-dark); color: var(--dark); }
.btn-outline-dark:hover { background: var(--gold-dark); color: var(--white); }
.btn-block { width: 100%; justify-content: center; }

/* ============ HOME BACKGROUND: GOLD DUST ============ */
/* Fixed canvas painted behind all page content (z-index -1). Light
   sections on the home page are made translucent so it shows through. */
body.fx-page { background: linear-gradient(180deg, #fffdf8 0%, #fff8e7 100%); }
/* Blog page: let the gold dust show through */
.blog-page .blog-section { background: linear-gradient(180deg, rgba(255,255,255,0.35) 0%, rgba(255,248,231,0.45) 100%); }
/* About page: let the gold dust show through the light sections */
.about-page .why-us { background: rgba(255,255,255,0.35); }
.about-page .mv-section { background: linear-gradient(180deg, rgba(255,253,248,0.4) 0%, rgba(251,245,230,0.55) 100%); }
#goldDust {
  position: fixed;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: -1;
  pointer-events: none;
}
.home-page .transparent-sell,
.home-page .trust-strip,
.home-page .why-us { background: rgba(255,255,255,0.35); }
.home-page .what-we-buy { background: linear-gradient(180deg, rgba(255,248,231,0.4) 0%, rgba(244,242,236,0.55) 100%); }
.home-page .process,
.home-page .faq { background: linear-gradient(180deg, rgba(255,255,255,0.35) 0%, rgba(255,248,231,0.45) 100%); }
.home-page .gold-loan,
.home-page .contact { background: linear-gradient(180deg, rgba(255,248,231,0.45) 0%, rgba(255,255,255,0.35) 100%); }

/* ============ HOME: DECORATIVE GOLD CURVES ============ */
/* Each light home section gets a slowly turning gold ring on one side and a
   swoosh on the other (variant a / b alternate sides). The layer clips itself
   and sits behind the section content, so sticky children keep working. */
.transparent-sell, .home-blog, .what-we-buy, .process, .why-us, .gold-loan, .faq, .contact,
.mv-section, .about-story-section, .about-visit, .about-cta-section,
.blog-section, .blog-article-section { position: relative; isolation: isolate; }
.gold-curves {
  position: absolute; inset: 0; z-index: -1;
  overflow: hidden; pointer-events: none;
}
.gold-curves::before, .gold-curves::after { content: ''; position: absolute; background-repeat: no-repeat; background-size: 100% 100%; }
.gold-curves::before {
  width: 460px; height: 460px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 400 400'%3E%3Cdefs%3E%3ClinearGradient id='g' x1='1' y1='0' x2='0' y2='1'%3E%3Cstop offset='0' stop-color='%23c9a227' stop-opacity='.95'/%3E%3Cstop offset='.5' stop-color='%23e6c872' stop-opacity='.6'/%3E%3Cstop offset='1' stop-color='%23c9a227' stop-opacity='0'/%3E%3C/linearGradient%3E%3CradialGradient id='f' cx='.62' cy='.38' r='.6'%3E%3Cstop offset='0' stop-color='%23f3e5ab' stop-opacity='.28'/%3E%3Cstop offset='1' stop-color='%23f3e5ab' stop-opacity='0'/%3E%3C/radialGradient%3E%3C/defs%3E%3Ccircle cx='200' cy='200' r='197' fill='url(%23f)' stroke='url(%23g)' stroke-width='1.6'/%3E%3Ccircle cx='200' cy='200' r='181' fill='none' stroke='url(%23g)' stroke-width='.7' opacity='.45'/%3E%3C/svg%3E");
  animation: curveTurn 90s linear infinite;
}
.gold-curves::after {
  width: 620px; height: 310px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 600 300'%3E%3Cdefs%3E%3ClinearGradient id='s' x1='0' y1='1' x2='1' y2='0'%3E%3Cstop offset='0' stop-color='%23c9a227' stop-opacity='0'/%3E%3Cstop offset='.45' stop-color='%23c9a227' stop-opacity='.85'/%3E%3Cstop offset='.8' stop-color='%23e6c872' stop-opacity='.7'/%3E%3Cstop offset='1' stop-color='%23e6c872' stop-opacity='.15'/%3E%3C/linearGradient%3E%3C/defs%3E%3Cpath d='M8 296 C 110 120 320 22 596 20' fill='none' stroke='url(%23s)' stroke-width='2' stroke-linecap='round'/%3E%3Cpath d='M44 299 C 150 142 345 50 599 44' fill='none' stroke='url(%23s)' stroke-width='.9' stroke-linecap='round' opacity='.5'/%3E%3C/svg%3E");
}
.gold-curves--a::before { left: -300px; top: 6%; }
.gold-curves--a::after  { right: -90px; bottom: -70px; }
.gold-curves--b::before { right: -300px; top: 10%; animation-direction: reverse; }
.gold-curves--b::after  { left: -90px; bottom: -70px; transform: scaleX(-1); }
/* Gold bokeh glow in a top corner of each light home section (right for
   variant a, mirrored to the left for variant b, opposite the ring). */
.gold-bokeh {
  position: absolute; top: 0; right: 0; z-index: -1;
  width: 280px; height: 240px;
  background: url('../images/blog-deco-bokeh.webp') right top / cover no-repeat;
  -webkit-mask-image: radial-gradient(ellipse at top right, #000 30%, transparent 72%);
          mask-image: radial-gradient(ellipse at top right, #000 30%, transparent 72%);
  pointer-events: none;
}
.gold-curves--b + .gold-bokeh { right: auto; left: 0; transform: scaleX(-1); }
@media (max-width: 768px) {
  .gold-bokeh { width: 170px; height: 150px; }
}
@keyframes curveTurn { to { transform: rotate(360deg); } }
@media (max-width: 768px) {
  .gold-curves::before { width: 300px; height: 300px; }
  .gold-curves--a::before { left: -220px; }
  .gold-curves--b::before { right: -220px; }
  .gold-curves::after { width: 360px; height: 180px; }
}
@media (prefers-reduced-motion: reduce) { .gold-curves::before { animation: none; } }

/* ============ AMBIENT GOLD LIGHT ============ */
/* Large soft gold glows (radial gradients, no blur filter or blend mode,
   which were costly to repaint) drifting slowly across the viewport. */
#bgAmbient {
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  overflow: hidden;
}
#bgAmbient span {
  position: absolute;
  width: 55vmax; height: 55vmax;
  border-radius: 50%;
  will-change: transform;
}
#bgAmbient span:nth-child(1) {
  top: -20vmax; left: -15vmax;
  background: radial-gradient(circle, rgba(232,200,110,0.22), transparent 65%);
  animation: ambientDriftA 38s ease-in-out infinite alternate;
}
#bgAmbient span:nth-child(2) {
  bottom: -25vmax; right: -18vmax;
  background: radial-gradient(circle, rgba(212,170,70,0.18), transparent 65%);
  animation: ambientDriftB 46s ease-in-out infinite alternate;
}
#bgAmbient span:nth-child(3) {
  top: 30%; left: 40%;
  width: 40vmax; height: 40vmax;
  background: radial-gradient(circle, rgba(245,225,160,0.16), transparent 65%);
  animation: ambientDriftC 52s ease-in-out infinite alternate;
}
@keyframes ambientDriftA { to { transform: translate(35vw, 30vh) scale(1.15); } }
@keyframes ambientDriftB { to { transform: translate(-40vw, -35vh) scale(0.9); } }
@keyframes ambientDriftC { 0% { transform: translate(-20vw, -10vh) scale(0.9); } 100% { transform: translate(15vw, 20vh) scale(1.2); } }
@media (prefers-reduced-motion: reduce) {
  #bgAmbient span { animation: none; }
}

/* Lite mode (weak devices, or any device that can't keep up; set by
   script.js): drop the purely decorative looping motion. The static look
   (curves, bokeh, gold styling) stays; particles are thinned out in JS. */
.perf-lite #bgAmbient { display: none; }
.perf-lite .gold-curves::before,
.perf-lite .buy-card i::after,
.perf-lite .why-card i::before,
.perf-lite .why-card i::after,
.perf-lite .process-card.in-view i,
.perf-lite .process-card::after,
.perf-lite .testi-card .stars i { animation: none !important; }
/* Blur-in reveal is costly on weak GPUs: plain fade + rise instead */
.perf-lite.js .buy-card { filter: none; }
.perf-lite.js .buy-card.in-view { animation-name: stepRise; }
/* Minimal mode: canvases stopped by script.js; hide them and every
   remaining decorative loop. */
.perf-minimal #goldDust, .perf-minimal .header-sparkles, .perf-minimal .lead-popup-dust { display: none; }
.perf-minimal .rates-live::before { animation: none !important; }

/* ============ TOPBAR ============ */
.topbar {
  background: linear-gradient(90deg, #d9b24c 0%, #f0d27a 45%, #e2bd55 70%, #c9a227 100%);
  color: #1d1608; font-size: 0.82rem; font-weight: 500; padding: 8px 0; overflow-x: auto;
  box-shadow: inset 0 -1px 0 rgba(120,85,10,0.35);
}
.topbar .container { max-width: 1640px; }
.topbar-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: nowrap; gap: 16px; white-space: nowrap; width: max-content; min-width: 100%; }
.topbar-left, .topbar-right { display: flex; align-items: center; flex-wrap: nowrap; }
.topbar-left > * + *, .topbar-right > * + * { margin-left: 18px; padding-left: 18px; border-left: 1px solid rgba(29,22,8,0.35); }
.topbar i { color: #1d1608; margin-right: 7px; }
.topbar a { color: #1d1608; }
.topbar a:hover { color: #6b4f0e; }

/* ============ HEADER ============ */
.site-header {
  background:
    radial-gradient(ellipse at 88% 50%, rgba(201,162,39,0.22), transparent 40%),
    linear-gradient(180deg, #1c160c 0%, #120d07 100%);
  box-shadow: 0 6px 20px rgba(0,0,0,0.3);
  border-bottom: 2px solid #c9a227;
  position: sticky;
  top: 0;
  z-index: 999;
}
/* Gold ribbon curves at both ends of the bar */
.site-header::before, .site-header::after {
  content: ''; position: absolute; top: 0; bottom: 0; width: 110px; z-index: -1; pointer-events: none;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 120 80' preserveAspectRatio='none'%3E%3Cdefs%3E%3ClinearGradient id='r' x1='0' y1='0' x2='1' y2='1'%3E%3Cstop offset='0' stop-color='%23f7dc7a'/%3E%3Cstop offset='.55' stop-color='%23d4a72c'/%3E%3Cstop offset='1' stop-color='%238f6a12' stop-opacity='.4'/%3E%3C/linearGradient%3E%3C/defs%3E%3Cpath d='M-2 4 C 26 30 60 60 122 76' fill='none' stroke='url(%23r)' stroke-width='5' stroke-linecap='round'/%3E%3Cpath d='M-2 20 C 22 44 50 66 96 82' fill='none' stroke='%23e6c065' stroke-width='1.2' opacity='.7'/%3E%3Cpath d='M10 -2 C 40 24 76 50 122 62' fill='none' stroke='%23f3d77a' stroke-width='.8' opacity='.45'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
}
.site-header::before { left: 0; }
.site-header::after { right: 0; transform: scaleX(-1); }
/* Sparkle canvas: header is a stacking context (sticky + z-index), so
   z-index -1 paints above its background but below the nav/logo. */
.header-sparkles { position: absolute; inset: 0; width: 100%; height: 100%; z-index: -1; pointer-events: none; }
.header-inner { display: flex; align-items: center; justify-content: space-between; flex-wrap: nowrap; gap: 20px; width: 100%; max-width: 1760px; margin: 0 auto; padding: 10px 90px; }

.logo { display: flex; align-items: center; gap: 10px; flex-shrink: 0; margin-left: 24px; font-family: 'Playfair Display', serif; font-size: 1.5rem; font-weight: 700; color: var(--white); text-shadow: 0 1px 2px rgba(0,0,0,0.15); }
.logo-img { height: 46px; width: auto; display: block; }
/* Header-only logo treatment (the footer keeps the plain logo) */
.site-header .logo { margin-left: 30px; }
.site-header .logo-img { height: 84px; }

.main-nav { display: flex; justify-content: center; flex: 1 1 auto; min-width: 0; overflow-x: auto; scrollbar-width: none; }
.main-nav::-webkit-scrollbar { display: none; }
.main-nav ul { display: flex; flex-wrap: nowrap; gap: 44px; white-space: nowrap; }
.main-nav a { font-weight: 500; font-size: 1rem; color: #f3eee3; position: relative; padding: 8px 0; display: inline-block; }
.main-nav a::after {
  content: ''; position: absolute; left: 0; bottom: 0; height: 2px; width: 0;
  background: linear-gradient(90deg, transparent, #e6c065, transparent); transition: var(--transition);
}
.main-nav a:hover { color: #e6c065; }
/* Current page / clicked link: gold text + gold underline */
.main-nav a.active { color: #e6c065; }
.main-nav a:hover::after, .main-nav a.active::after { width: 100%; }

.header-actions { display: flex; align-items: center; flex-shrink: 0; gap: 18px; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; }
.nav-toggle span { width: 26px; height: 3px; background: #e6c065; border-radius: 2px; }

/* Mid-size screens: keep logo, menu and button on one line */
@media (max-width: 1280px) and (min-width: 769px) {
  .header-inner { padding: 10px 64px; }
  .main-nav ul { gap: 28px; }
  .site-header .logo-img { height: 68px; }
}

/* ============ HERO ============ */
.hero {
  position: relative;
  color: var(--white);
  overflow: hidden;
}

.hero-slider { position: relative; min-height: 680px; transition: min-height 0.5s ease; }
.hero-slide {
  position: absolute; inset: 0;
  display: flex; align-items: center;
  background-size: cover; background-position: center; background-repeat: no-repeat;
  padding: 90px 0 140px;
  /* Horizontal slide: waiting slides sit off to the right; the outgoing
     slide moves off to the side (script.js sets direction classes). */
  transform: translateX(100%); visibility: hidden; z-index: 1;
  transition: transform 0.9s cubic-bezier(0.65, 0, 0.35, 1), visibility 0.9s;
  will-change: transform;
}
.hero-slide.active { transform: translateX(0); visibility: visible; z-index: 2; }
.hero-slide.leave-left { transform: translateX(-100%); visibility: visible; }
.hero-slide.leave-right { transform: translateX(100%); visibility: visible; }
@media (prefers-reduced-motion: reduce) { .hero-slide { transition: none; } }

.hero-slide-1 {
  background-image:
    linear-gradient(120deg, rgba(26,26,26,0.72) 0%, rgba(43,36,22,0.65) 60%, rgba(74,58,18,0.55) 100%),
    url('../images/hero-bg.webp');
}
.hero-slide-2 {
  background-image:
    linear-gradient(120deg, rgba(20,22,28,0.72) 0%, rgba(30,32,40,0.65) 60%, rgba(46,40,20,0.55) 100%),
    url('../images/hero-bg-2.webp');
}
.hero-slide-3 {
  background-image:
    linear-gradient(120deg, rgba(20,20,20,0.73) 0%, rgba(35,32,30,0.66) 60%, rgba(55,46,20,0.57) 100%),
    url('../images/hero-bg-3.webp');
}

.hero-dots {
  position: absolute; left: 50%; bottom: 26px; transform: translateX(-50%);
  display: flex; gap: 10px; z-index: 5;
}
.hero-dot {
  width: 10px; height: 10px; border-radius: 50%;
  border: 1.5px solid rgba(255,255,255,0.6);
  background: rgba(255,255,255,0.25);
  cursor: pointer; padding: 0;
  transition: var(--transition);
}
.hero-dot.active { background: var(--gold); border-color: var(--gold); width: 26px; border-radius: 6px; }

/* 20+ years seal on the hero (stays put while slides change) */
.exp-seal {
  position: absolute; z-index: 5; right: 9%; top: 50%;
  width: 200px; height: 200px; margin-top: -100px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 30%, rgba(42,33,18,0.92), rgba(12,9,5,0.94));
  box-shadow: 0 0 0 2px #d4a72c, 0 0 0 9px rgba(20,14,6,0.55), 0 0 0 10px rgba(212,167,44,0.55), 0 18px 40px rgba(0,0,0,0.5), 0 0 36px rgba(212,167,44,0.3);
}
.exp-seal-ring { position: absolute; inset: 0; width: 100%; height: 100%; animation: sealTurn 40s linear infinite; }
.exp-seal-ring text { font-family: 'Poppins', sans-serif; font-size: 11.5px; font-weight: 600; fill: #e6c065; letter-spacing: 1px; }
@keyframes sealTurn { to { transform: rotate(360deg); } }
.exp-seal-core {
  position: absolute; inset: 34px; border-radius: 50%;
  display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center;
  border: 1px solid rgba(230,192,101,0.45);
  background: radial-gradient(circle at 40% 30%, rgba(212,167,44,0.18), transparent 70%);
}
.exp-seal-core strong {
  font-family: 'Playfair Display', serif; font-weight: 700; font-size: 3.1rem; line-height: 1;
  background: linear-gradient(180deg, #f7dc7a 0%, #d4a52a 60%, #b8860b 100%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.exp-seal-core strong sup { font-size: 0.5em; vertical-align: super; margin-left: 1px; }
.exp-seal-core span {
  margin-top: 4px; font-size: 0.62rem; font-weight: 600; line-height: 1.35;
  letter-spacing: 1.6px; text-transform: uppercase; color: #f3eee3;
}
.hero-point-exp { display: none !important; }
@media (max-width: 1100px) {
  .exp-seal { width: 160px; height: 160px; margin-top: -80px; right: 5%; }
  .exp-seal-core { inset: 27px; }
  .exp-seal-core strong { font-size: 2.4rem; }
  .exp-seal-core span { font-size: 0.52rem; letter-spacing: 1.2px; }
}
@media (max-width: 900px) {
  /* Phones: every slide reserves a fixed 140px of background below its
     text (see .hero-slide padding), and script.js sizes .hero-slider to
     match whichever slide is active. Anchoring the seal to the bottom of
     that box (instead of computing a "top" from the content) lands it in
     that reserved strip for every slide, without any JS involved. */
  .exp-seal {
    width: 104px; height: 104px; margin-top: 0;
    top: auto; bottom: 18px; right: auto; left: 20px;
  }
  .exp-seal-core { inset: 18px; }
  .exp-seal-core strong { font-size: 1.55rem; }
  .exp-seal-core span { font-size: 0.4rem; letter-spacing: 0.8px; margin-top: 2px; }
  .exp-seal-ring text { font-size: 12.5px; }
}
.perf-lite .exp-seal-ring { animation: none; }
@media (prefers-reduced-motion: reduce) { .exp-seal-ring { animation: none; } }

/* 20+ years badge on the About page story photo */
.about-story-media { position: relative; }
.exp-badge {
  position: absolute; left: 22px; bottom: 22px; z-index: 2;
  display: flex; align-items: center; gap: 14px;
  padding: 14px 22px 14px 14px; border-radius: 16px;
  background: linear-gradient(135deg, #1f1810 0%, #120d07 100%);
  border: 1.5px solid #d4a72c;
  box-shadow: 0 18px 36px rgba(0,0,0,0.35), 0 0 22px rgba(212,167,44,0.25);
}
.exp-badge-icon {
  width: 52px; height: 52px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; color: #1b1408;
  background: radial-gradient(circle at 35% 28%, #fff1b8 0%, #f0c94e 40%, #c99a22 75%, #9c7212 100%);
}
.exp-badge strong {
  display: block; font-family: 'Playfair Display', serif; font-size: 2.1rem; line-height: 1;
  background: linear-gradient(180deg, #f7dc7a, #c9982a);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.exp-badge strong sup { font-size: 0.5em; }
.exp-badge div > span { display: block; margin-top: 4px; font-size: 0.74rem; font-weight: 500; line-height: 1.35; color: #e8e0cc; letter-spacing: 0.3px; }
@media (max-width: 768px) {
  .exp-badge { left: 12px; bottom: 12px; padding: 10px 16px 10px 10px; }
  .exp-badge-icon { width: 42px; height: 42px; font-size: 1.05rem; }
  .exp-badge strong { font-size: 1.7rem; }
}

.hero-inner { display: grid; grid-template-columns: 1fr; align-items: center; width: 100%; }
.hero-content { max-width: 640px; }

.badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(201,162,39,0.15);
  border: 1px solid rgba(201,162,39,0.4);
  color: var(--gold-light);
  padding: 8px 18px; border-radius: 50px;
  font-size: 0.85rem; font-weight: 500;
  margin-bottom: 24px;
}

.hero .hero-title { font-size: 2.8rem; margin-bottom: 20px; color: var(--white); text-shadow: 0 2px 12px rgba(0,0,0,0.5); }
.hero .hero-title span { color: var(--gold); }
.hero-content > p { color: #dcd3bd; font-size: 1.05rem; max-width: 520px; margin-bottom: 32px; }

.hero-cta { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 32px; }

.hero-points { display: flex; flex-direction: column; gap: 10px; }
.hero-points li { display: flex; align-items: center; gap: 10px; color: #e8e0c8; font-size: 0.95rem; }
.hero-points i { color: var(--gold); }

.hero-media { display: flex; justify-content: center; }
.hero-card {
  position: relative;
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(6px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius);
  padding: 40px 36px;
  text-align: center;
  width: 100%;
  max-width: 320px;
}
.hero-card i { font-size: 2.4rem; color: var(--gold); margin-bottom: 14px; }
.hero-card h3 { color: var(--white); font-size: 1.1rem; margin-bottom: 14px; }
.rate-highlight { font-size: 2.2rem; font-weight: 800; color: var(--gold-light); font-family: 'Playfair Display', serif; }
.rate-highlight span { font-size: 1rem; color: #cfc4a0; font-weight: 400; }
.hero-card small { display: block; margin-top: 14px; color: #b7ad8e; }

.hero-wave { position: absolute; left: 0; right: 0; bottom: -2px; line-height: 0; }
.hero-wave svg { width: 100%; height: 90px; fill: var(--white); }

/* ============ TRUST STRIP ============ */
.trust-strip { background: var(--white); padding: 50px 0 60px; margin-top: 0; position: relative; z-index: 2; }
.trust-strip .container { max-width: 1640px; }
/* Soft gold wave lines + small gold rings around the bar */
.trust-strip::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(circle at 2.2% 58%, transparent 7px, rgba(212,167,44,0.45) 8px, rgba(212,167,44,0.45) 10px, transparent 11px),
    radial-gradient(circle at 97.6% 55%, transparent 6px, rgba(212,167,44,0.4) 7px, rgba(212,167,44,0.4) 9px, transparent 10px),
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 300' preserveAspectRatio='none'%3E%3Cdefs%3E%3ClinearGradient id='w' x1='0' x2='1'%3E%3Cstop offset='0' stop-color='%23d4a72c' stop-opacity='.35'/%3E%3Cstop offset='.3' stop-color='%23d4a72c' stop-opacity='.05'/%3E%3Cstop offset='.7' stop-color='%23d4a72c' stop-opacity='.05'/%3E%3Cstop offset='1' stop-color='%23d4a72c' stop-opacity='.35'/%3E%3C/linearGradient%3E%3C/defs%3E%3Cpath d='M0 110 C 240 30 420 60 620 150 S 1100 250 1440 80' fill='none' stroke='url(%23w)' stroke-width='2'/%3E%3Cpath d='M0 230 C 300 160 520 210 760 240 S 1180 170 1440 210' fill='none' stroke='url(%23w)' stroke-width='1.5'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
}
.trust-grid {
  position: relative; overflow: hidden;
  display: grid; grid-template-columns: repeat(4, 1fr);
  background:
    radial-gradient(ellipse at 50% 0%, rgba(201,162,39,0.12), transparent 60%),
    linear-gradient(180deg, #221a0c 0%, #17110a 100%);
  border-radius: 22px;
  border: 3px solid #d0a633;
  box-shadow:
    0 0 0 1px rgba(255,230,150,0.6),
    inset 0 0 0 1px rgba(255,236,170,0.35),
    0 0 26px rgba(212,167,44,0.45),
    0 26px 50px rgba(120,85,15,0.25);
  padding: 30px 10px;
}
/* Gold ribbon curves in the bottom corners */
.trust-grid::before, .trust-grid::after {
  content: ''; position: absolute; bottom: -120px; width: 360px; height: 190px;
  border-radius: 50%; pointer-events: none;
  border-top: 4px solid rgba(236,196,90,0.95);
  box-shadow: 0 -9px 0 -5px rgba(236,196,90,0.45), 0 -16px 0 -13px rgba(236,196,90,0.3), inset 0 14px 22px -10px rgba(236,196,90,0.4);
}
.trust-grid::before { left: -150px; transform: rotate(18deg); }
.trust-grid::after { right: -150px; transform: rotate(-18deg); }
.trust-item {
  position: relative; z-index: 1;
  display: flex; align-items: center; gap: 20px;
  padding: 10px 26px;
}
/* Fading gold divider between items */
.trust-item + .trust-item::before {
  content: ''; position: absolute; left: 0; top: 4px; bottom: 4px; width: 1px;
  background: linear-gradient(180deg, transparent, rgba(212,167,44,0.55), transparent);
}
.trust-item i {
  flex-shrink: 0; position: relative;
  width: 70px; height: 70px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.7rem; color: #1b1408;
  background: radial-gradient(circle at 35% 28%, #fff1b8 0%, #f0c94e 38%, #c99a22 72%, #9c7212 100%);
  border-radius: 50%;
  box-shadow:
    0 0 0 7px #1b140a,
    0 0 0 9px rgba(212,167,44,0.85),
    0 0 20px 8px rgba(212,167,44,0.3),
    inset 0 -4px 8px rgba(120,80,5,0.35);
  margin: 10px;
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}
.trust-item:hover i {
  transform: scale(1.06);
  box-shadow:
    0 0 0 7px #1b140a,
    0 0 0 9px rgba(240,200,90,1),
    0 0 28px 12px rgba(212,167,44,0.45),
    inset 0 -4px 8px rgba(120,80,5,0.35);
}
.trust-item h4 { font-family: 'Poppins', sans-serif; font-size: 1.12rem; font-weight: 600; line-height: 1.3; color: var(--white); margin-bottom: 6px; }
.trust-item p { font-size: 0.86rem; color: #cfc6b2; line-height: 1.55; }

/* ============ PROCESS ============ */
.process { background: linear-gradient(180deg, var(--white) 0%, var(--cream) 100%); padding-top: 40px; }
.process .section-head { margin-bottom: 40px; }
.process .container { max-width: 1400px; }
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; counter-reset: step; }
.process-card {
  position: relative;
  background: var(--white);
  border: 1px solid #efe7cf;
  border-top: 4px solid var(--gold);
  border-radius: 16px;
  padding: 58px 26px 34px;
  text-align: center;
  box-shadow: 0 8px 24px rgba(0,0,0,0.05);
  transition: var(--transition);
}
.process-card:hover { box-shadow: 0 18px 40px rgba(161,126,27,0.22); transform: translateY(-8px); }
.process-card:not(:last-child)::after {
  content: '\f061'; font-family: 'Font Awesome 6 Free'; font-weight: 900;
  position: absolute; top: 50%; right: -26px; transform: translateY(-50%);
  width: 20px; text-align: center; font-size: 0.9rem; color: var(--gold-dark);
}
.process-num {
  position: absolute; top: -22px; left: 50%; transform: translateX(-50%);
  width: 44px; height: 44px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: var(--black); color: var(--gold);
  border: 3px solid var(--gold);
  font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 0.95rem;
  box-shadow: 0 6px 14px rgba(0,0,0,0.2);
}
.process-card i {
  width: 72px; height: 72px; margin: 0 auto 20px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.7rem; color: var(--gold-dark);
  background: var(--cream);
  border: 2px dashed var(--gold);
  border-radius: 50%;
  transition: var(--transition);
}
.process-card:hover i { background: linear-gradient(135deg, var(--gold), var(--gold-dark)); color: var(--white); border-style: solid; }
.process-card:hover i, .process-card.in-view:hover i { animation: stepIconFlip 0.7s ease-in-out 1; }
@keyframes stepIconFlip { from { transform: perspective(400px) rotateY(0deg); } to { transform: perspective(400px) rotateY(360deg); } }
.js .process-card { opacity: 0; transform: translateY(50px); }
.js .process-card.in-view { animation: stepRise 0.7s cubic-bezier(0.22, 1, 0.36, 1) forwards; animation-delay: calc(var(--i, 0) * 0.18s); }
@keyframes stepRise { from { opacity: 0; transform: translateY(50px); } to { opacity: 1; transform: translateY(0); } }
.process-card.in-view .process-num { animation: numPop 0.6s cubic-bezier(0.34, 1.56, 0.64, 1) both; animation-delay: calc(var(--i, 0) * 0.18s + 0.35s); }
@keyframes numPop { from { transform: translateX(-50%) scale(0); } to { transform: translateX(-50%) scale(1); } }
.process-card.in-view i { animation: iconFloat 3s ease-in-out infinite; animation-delay: calc(var(--i, 0) * 0.18s + 0.8s); }
@keyframes iconFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-6px); } }
.process-card:not(:last-child)::after { animation: arrowNudge 1.4s ease-in-out infinite; }
@keyframes arrowNudge { 0%,100% { transform: translate(0, -50%); } 50% { transform: translate(6px, -50%); } }
@media (prefers-reduced-motion: reduce) {
  .js .process-card { opacity: 1; transform: none; }
  .process-card, .process-card i, .process-num, .process-card::after { animation: none !important; }
}
.process-card h3 { font-family: 'Poppins', sans-serif; font-size: 1.08rem; font-weight: 600; margin-bottom: 10px; }
.process-card p { font-size: 0.88rem; color: var(--gray); line-height: 1.65; }

/* ============ RATES ============ */
.rates-section {
  position: relative; overflow: hidden; isolation: isolate;
  background:
    radial-gradient(ellipse at 50% 0%, rgba(201,162,39,0.16), transparent 55%),
    linear-gradient(180deg, #1c150b 0%, #120d06 100%);
}
/* Photo edges (gold bars left, bangles right) fading into the dark centre */
.rates-bg {
  position: absolute; top: 0; bottom: 0; width: 26%; z-index: -1;
  background-size: cover; background-repeat: no-repeat;
  pointer-events: none;
}
.rates-bg--left {
  left: 0; background-image: url('../images/rates-bg-left.webp'); background-position: right center;
  -webkit-mask-image: linear-gradient(to right, #000 55%, transparent);
          mask-image: linear-gradient(to right, #000 55%, transparent);
}
.rates-bg--right {
  right: 0; background-image: url('../images/rates-bg-right.webp'); background-position: left center;
  -webkit-mask-image: linear-gradient(to left, #000 55%, transparent);
          mask-image: linear-gradient(to left, #000 55%, transparent);
}

.rates-head { max-width: 900px; margin-bottom: 30px; }
.rates-live {
  display: inline-flex; align-items: center; gap: 12px;
  padding: 9px 22px; border-radius: 50px;
  border: 1.5px solid rgba(201,162,39,0.75);
  background: rgba(20,14,6,0.55);
  box-shadow: 0 0 18px rgba(201,162,39,0.25);
  color: var(--white); font-size: 0.85rem; font-weight: 600;
  letter-spacing: 3px; text-transform: uppercase;
}
.rates-live::before {
  content: ''; width: 11px; height: 11px; border-radius: 50%;
  background: #3ddc84; box-shadow: 0 0 8px #3ddc84;
  animation: liveDot 1.6s ease-out infinite;
}
@keyframes liveDot { 0%, 100% { transform: scale(1); opacity: 1; } 50% { transform: scale(0.75); opacity: 0.5; } }
.rates-head h2 { color: var(--white); font-size: 3.2rem; margin-top: 18px; text-shadow: 0 4px 18px rgba(0,0,0,0.4); }
.rates-head h2 span {
  background: linear-gradient(180deg, #f7dc7a 0%, #d4a52a 55%, #b8860b 100%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.rates-head p { color: #d8d0bf; font-size: 1.1rem; margin-top: 10px; }
.rates-divider {
  display: flex; align-items: center; justify-content: center; gap: 18px; margin-top: 22px;
}
.rates-divider::before, .rates-divider::after {
  content: ''; width: 130px; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold));
}
.rates-divider::after { background: linear-gradient(90deg, var(--gold), transparent); }
.rates-divider svg { filter: drop-shadow(0 0 8px rgba(247,220,122,0.45)); }

.rates-card {
  position: relative;
  max-width: 1030px; margin: 0 auto;
  border: 1.5px solid rgba(201,162,39,0.7);
  border-radius: 22px; overflow: hidden;
  background: linear-gradient(180deg, rgba(30,22,10,0.85), rgba(18,13,6,0.95));
  box-shadow: 0 30px 70px rgba(0,0,0,0.55), 0 0 30px rgba(201,162,39,0.15);
}
/* Locked state: blur/disable the rates underneath and show the unlock prompt on top */
.rates-lock-overlay { display: none; }
.rates-card.rates-locked .rates-content {
  filter: blur(9px);
  user-select: none;
  pointer-events: none;
}
.rates-card.rates-locked .rates-lock-overlay {
  display: flex; align-items: center; justify-content: center;
  position: absolute; inset: 0; z-index: 2;
  padding: 24px;
  background: rgba(15,11,5,0.55);
}
.rates-lock-box {
  max-width: 380px; text-align: center;
  padding: 30px 28px;
  border: 1.5px solid rgba(201,162,39,0.6);
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(28,20,9,0.96), rgba(16,11,5,0.98));
  box-shadow: 0 20px 50px rgba(0,0,0,0.5);
}
.rates-lock-icon {
  display: inline-flex; align-items: center; justify-content: center;
  width: 56px; height: 56px; margin-bottom: 14px;
  border-radius: 50%;
  background: linear-gradient(180deg, #f7dc7a 0%, #b8860b 100%);
  color: #1c150b; font-size: 1.4rem;
  box-shadow: 0 0 20px rgba(201,162,39,0.4);
}
.rates-lock-box h3 { color: var(--white); font-size: 1.3rem; margin-bottom: 8px; }
.rates-lock-box p { color: #d8d0bf; font-size: 0.95rem; line-height: 1.5; margin-bottom: 18px; }
.rates-unlock-btn { width: 100%; justify-content: center; }
/* Table rendered as grid rows so each rate can be its own rounded card */
.rates-table { display: block; width: 100%; background: #fffdf7; border-radius: 20px; overflow: hidden; }
.rates-table thead, .rates-table tbody { display: block; }
.rates-table tr { display: grid; grid-template-columns: 1.55fr 1fr 1fr; align-items: center; }
.rates-table thead tr {
  padding: 26px 46px;
  background: linear-gradient(180deg, #e6c465 0%, #c9a227 55%, #b48c1d 100%);
  box-shadow: inset 0 -1px 0 rgba(255,255,255,0.35);
}
.rates-table th {
  display: flex; align-items: center; gap: 12px;
  text-align: left; font-size: 0.88rem; font-weight: 700;
  letter-spacing: 0.4px; text-transform: uppercase; color: #1d1608;
}
.rates-table th i { font-size: 1.25rem; }
.rates-rupee {
  display: inline-flex; align-items: center; justify-content: center;
  width: 28px; height: 28px; border-radius: 50%; border: 1.8px solid #1d1608;
  font-size: 0.9rem; font-weight: 700;
}
.rates-table tbody { padding: 10px 22px 22px; }
.rates-table tbody tr {
  margin-top: 12px; padding: 20px 24px 20px 28px;
  background: var(--white);
  border: 1px solid #f1e8d0; border-radius: 12px;
  box-shadow: 0 4px 14px rgba(120,90,20,0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.rates-table tbody tr:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(120,90,20,0.14); }
.rates-table tbody tr.is-popular { background: linear-gradient(90deg, #fdf1d6, #fbf3e0); border-color: #f0dfb4; }
.rates-table td { font-size: 1.1rem; color: var(--dark); }
.rates-table td:first-child { display: flex; align-items: center; flex-wrap: wrap; gap: 8px 14px; font-weight: 600; color: #141a2e; }
.rates-table td:first-child::before {
  content: ''; width: 20px; height: 20px; border-radius: 50%; flex-shrink: 0;
  background: radial-gradient(circle at 35% 30%, #fff3c4 0%, #e6b93a 45%, #a8780f 100%);
  box-shadow: 0 2px 5px rgba(150,108,12,0.4);
}
.rates-badge {
  display: inline-flex; align-items: center; gap: 7px;
  padding: 6px 13px; border-radius: 50px;
  background: #16120b; color: #f3d77a;
  font-size: 0.72rem; font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase;
}
.rates-table.rates-table--silver tbody tr:nth-child(2) td { background: var(--white); }
.rates-table.rates-table--silver tbody tr:nth-child(2) td:first-child::after { content: none; margin-left: 0; }
.rates-group-label {
  color: var(--gold-light); text-align: center; text-transform: uppercase;
  letter-spacing: 1.2px; font-size: 0.78rem; font-weight: 600; margin: 28px 0 12px;
}
/* Stacked by default (tablet/mobile); side-by-side on wide desktop below */
.rates-tables { display: flex; flex-direction: column; }
.rates-tables > .rates-col:first-child .rates-group-label { margin-top: 4px; }
.rates-table-silver { margin-top: 4px; }
.rates-table td:nth-child(2) {
  font-family: 'Playfair Display', serif; font-weight: 700; font-size: 1.8rem;
  font-variant-numeric: lining-nums;
  background: linear-gradient(180deg, #e0b43c, #b8860b);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.rates-table td:nth-child(3) { font-weight: 700; font-size: 1.4rem; color: #141a2e; }
.rates-disclaimer {
  color: #d8d0bf; font-size: 0.9rem; line-height: 1.7; text-align: center;
  margin: 0; padding: 22px 20px 26px;
}
.rates-disclaimer i { margin-right: 6px; color: #f0b429; }
/* Desktop: compact enough that the whole section fits one screen */
@media (min-width: 769px) {
  .section.rates-section { padding: 36px 0 40px; }
  .rates-head { margin-bottom: 18px; }
  .rates-live { padding: 6px 18px; font-size: 0.76rem; gap: 10px; }
  .rates-live::before { width: 9px; height: 9px; }
  .rates-head h2 { font-size: 2.6rem; margin-top: 12px; }
  .rates-head p { font-size: 1rem; margin-top: 4px; }
  .rates-divider { margin-top: 10px; }
  .rates-divider svg { width: 36px; height: 22px; }
  .rates-table thead tr { padding: 16px 46px; }
  .rates-table th { font-size: 0.82rem; }
  .rates-table th i { font-size: 1.1rem; }
  .rates-rupee { width: 24px; height: 24px; font-size: 0.8rem; }
  .rates-table tbody { padding: 4px 22px 16px; }
  .rates-table tbody tr { margin-top: 10px; padding: 12px 24px 12px 28px; }
  .rates-table td { font-size: 1.02rem; }
  .rates-table td:nth-child(2) { font-size: 1.55rem; }
  .rates-table td:nth-child(3) { font-size: 1.22rem; }
  .rates-table td:first-child::before { width: 18px; height: 18px; }
  .rates-badge { padding: 4px 11px; font-size: 0.68rem; }
  .rates-disclaimer { padding: 14px 20px 16px; font-size: 0.84rem; line-height: 1.6; }
}
/* Wide desktop: gold and silver side by side so the whole card is roughly
   half the height of the stacked layout and fits one screen without scrolling */
@media (min-width: 992px) {
  .rates-tables { display: grid; grid-template-columns: 1fr 1fr; align-items: start; gap: 0 26px; }
  .rates-tables > .rates-col:first-child .rates-group-label,
  .rates-group-label { margin: 4px 0 10px; }
  .rates-table-silver { margin-top: 0; }
}
@media (max-width: 1100px) {
  .rates-bg { width: 20%; opacity: 0.6; }
  .rates-head h2 { font-size: 2.5rem; }
}
@media (max-width: 768px) {
  .rates-bg { display: none; }
  .section.rates-section { padding: 26px 0 30px; }
  .rates-head { margin-bottom: 12px; }
  .rates-live { padding: 5px 12px; font-size: 0.6rem; gap: 6px; letter-spacing: 1.5px; }
  .rates-live::before { width: 7px; height: 7px; }
  .rates-head h2 { font-size: 1.25rem; margin-top: 6px; }
  .rates-head p { font-size: 0.78rem; margin-top: 4px; }
  .rates-divider { margin-top: 8px; }
  .rates-divider svg { width: 26px; height: 16px; }
  .rates-divider::before, .rates-divider::after { width: 40px; }
  .rates-card { border-radius: 16px; }
  /* Locked state only shows the prompt card, so cap the height instead of
     dragging the full (blurred) table height onto the screen underneath it. */
  .rates-card.rates-locked { max-height: 300px; overflow: hidden; }
  .rates-card.rates-locked .rates-lock-overlay { padding: 16px; }
  .rates-lock-box { max-width: 260px; padding: 16px 16px; border-radius: 14px; }
  .rates-lock-icon { width: 36px; height: 36px; font-size: 0.95rem; margin-bottom: 8px; }
  .rates-lock-box h3 { font-size: 0.95rem; margin-bottom: 4px; }
  .rates-lock-box p { font-size: 0.76rem; line-height: 1.35; margin-bottom: 10px; }
  .rates-unlock-btn { padding: 9px 18px; font-size: 0.8rem; }
  .rates-disclaimer { padding: 16px 16px 18px; font-size: 0.78rem; line-height: 1.55; }
  .rates-table thead { display: none; }
  .rates-table tbody { padding: 6px 12px 16px; }
  .rates-table tbody tr { grid-template-columns: 1fr; padding: 0; overflow: hidden; }
  .rates-table td { padding: 12px 18px; }
  .rates-table td:first-child {
    background: linear-gradient(120deg, #e6c465, #b48c1d); color: #1d1608; font-size: 1.02rem;
  }
  .rates-table td:not(:first-child) {
    display: flex; justify-content: space-between; align-items: center;
    border-top: 1px solid #f1e8d0;
  }
  .rates-table td:not(:first-child)::before {
    content: attr(data-label);
    font-family: 'Poppins', sans-serif; font-size: 0.72rem; font-weight: 600;
    letter-spacing: 0.4px; text-transform: uppercase; color: var(--gray);
    -webkit-text-fill-color: var(--gray);
  }
  .rates-table td:nth-child(2) { font-size: 1.4rem; }
  .rates-table td:nth-child(3) { font-size: 1.15rem; }
}
@media (prefers-reduced-motion: reduce) { .rates-live::before { animation: none; } }

/* ============ WHY US ============ */
.why-us { background: var(--white); padding: 40px 0 50px; }
.core-values-section .container { max-width: 1640px; }
.why-us .section-head { margin-bottom: 30px; }
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.core-values-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
/* Icon on the left, title + text stacked on the right */
.core-values-grid .why-card {
  display: grid; grid-template-columns: auto 1fr; column-gap: 18px;
  align-content: start; text-align: left;
}
.core-values-grid .why-card i { margin-bottom: 0; grid-row: 1 / span 2; align-self: start; }
.core-values-grid .why-card h3 { grid-column: 2; align-self: center; margin-bottom: 6px; }
.core-values-grid .why-card p { grid-column: 2; }
.why-grid .why-card {
  padding: 22px 22px 20px;
  display: grid; grid-template-columns: 46px 1fr; column-gap: 16px;
  align-content: start;
}
.why-grid .why-card i { width: 46px; height: 46px; margin-bottom: 0; font-size: 1.05rem; border-radius: 12px; grid-row: 1 / span 2; align-self: start; }
.why-grid .why-card h3 { font-size: 0.98rem; margin-bottom: 6px; grid-column: 2; align-self: center; }
.why-grid .why-card p { grid-column: 2; }
.why-grid .why-card p { font-size: 0.82rem; line-height: 1.5; }
.why-card {
  position: relative; overflow: hidden;
  padding: 38px 32px 34px;
  border-radius: 16px;
  background: var(--white);
  border: 1px solid #efe7cf;
  box-shadow: 0 8px 24px rgba(0,0,0,0.05);
  transition: var(--transition);
}
.why-card::before {
  content: ''; position: absolute; left: 0; top: 0; height: 4px; width: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-dark));
  transform: scaleX(0); transform-origin: left; transition: transform 0.4s ease;
}
.why-card::after {
  content: ''; position: absolute; right: -40px; bottom: -40px;
  width: 130px; height: 130px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,162,39,0.14), transparent 70%);
  transition: var(--transition);
}
.why-card:hover { transform: translateY(-8px); box-shadow: 0 18px 40px rgba(161,126,27,0.2); border-color: transparent; }
.why-card:hover::before { transform: scaleX(1); }
.why-card:hover::after { transform: scale(1.5); }
.why-card i {
  width: 62px; height: 62px; margin-bottom: 22px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--white);
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  border-radius: 16px;
  box-shadow: 0 8px 18px rgba(201,162,39,0.35);
  transition: var(--transition);
}
.why-card:hover i { background: var(--black); color: var(--gold); transform: rotate(-8deg) scale(1.08); }
.why-card h3 { font-family: 'Poppins', sans-serif; font-size: 1.08rem; font-weight: 600; margin-bottom: 10px; position: relative; z-index: 1; }
.why-card p { font-size: 0.9rem; color: var(--gray); line-height: 1.7; position: relative; z-index: 1; }
.why-card i { position: relative; }
/* Expanding ring (transform + opacity only, so it runs on the GPU) */
.why-card i::after {
  content: ''; position: absolute; inset: 0; border-radius: inherit; pointer-events: none;
  box-shadow: 0 0 0 3px rgba(201,162,39,0.45);
  animation: whyRing 2.6s ease-out infinite;
}
@keyframes whyRing { 0% { transform: scale(1); opacity: 0.9; } 70%, 100% { transform: scale(1.45); opacity: 0; } }
.why-card i::before { display: inline-block; }
.why-card:nth-child(1) i::before { animation: whyBeat 1.8s ease-in-out infinite; }
.why-card:nth-child(2) i::before { animation: whyRise 2s ease-in-out infinite; }
.why-card:nth-child(3) i::before { animation: whyBlink 2.6s ease-in-out infinite; }
.why-card:nth-child(4) i::before { animation: whyDrive 2.2s ease-in-out infinite; }
.why-card:nth-child(5) i::before { animation: whyShake 2.4s ease-in-out infinite; }
.why-card:nth-child(6) i::before { animation: whyWave 2s ease-in-out infinite; }
@keyframes whyBeat { 0%,100% { transform: scale(1); } 50% { transform: scale(1.2); } }
@keyframes whyRise { 0%,100% { transform: translateY(3px); } 50% { transform: translateY(-4px); } }
@keyframes whyBlink { 0%,45%,55%,100% { transform: scaleY(1); } 50% { transform: scaleY(0.1); } }
@keyframes whyDrive { 0% { transform: translateX(-5px); } 50% { transform: translateX(5px); } 100% { transform: translateX(-5px); } }
@keyframes whyShake { 0%,60%,100% { transform: rotate(0); } 10%,30%,50% { transform: rotate(-14deg); } 20%,40% { transform: rotate(14deg); } }
@keyframes whyWave { 0%,100% { transform: rotate(-10deg); } 50% { transform: rotate(10deg); } }
@media (prefers-reduced-motion: reduce) { .why-card i, .why-card i::before, .why-card i::after { animation: none !important; } }
.js .why-card { opacity: 0; transform: translateY(40px); }
.js .why-card.in-view { animation: stepRise 0.7s cubic-bezier(0.22, 1, 0.36, 1) forwards; animation-delay: calc(var(--i, 0) * 0.12s); }
@media (prefers-reduced-motion: reduce) {
  .js .why-card { opacity: 1; transform: none; }
  .why-card { animation: none !important; }
}

/* ============ WHAT WE BUY ============ */
.what-we-buy { background: linear-gradient(180deg, var(--cream) 0%, var(--light-gray) 100%); }
.buy-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
.buy-card {
  position: relative; overflow: hidden;
  background: var(--white);
  padding: 44px 26px 36px;
  text-align: center;
  border-radius: 18px;
  border: 1px solid #efe7cf;
  box-shadow: 0 8px 24px rgba(0,0,0,0.05);
  transition: var(--transition);
}
.buy-card::before {
  content: ''; position: absolute; left: 0; bottom: 0; height: 4px; width: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-dark));
  transform: scaleX(0); transform-origin: center; transition: transform 0.4s ease;
}
.buy-card:hover { transform: translateY(-8px); box-shadow: 0 24px 50px rgba(161,126,27,0.25); border-color: transparent; }
.buy-card:hover::before { transform: scaleX(1); }
.buy-card.tilting { transition: transform 0.12s ease-out, box-shadow 0.4s ease, border-color 0.4s ease; }
/* Cursor-following spotlight + periodic diagonal gold sheen */
.buy-card > * { position: relative; z-index: 1; }
.buy-card::after {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(260px circle at var(--mx, 50%) var(--my, 0%), rgba(243,229,171,0.45), transparent 60%),
    linear-gradient(115deg, transparent 38%, rgba(255,240,190,0.55) 50%, transparent 62%);
  background-size: 100% 100%, 260% 100%;
  background-repeat: no-repeat;
  background-position: 0 0, 160% 0;
  opacity: 1;
  background-position: 0 0, 160% 0;
}
.buy-card:not(:hover)::after { background-image: none, linear-gradient(115deg, transparent 38%, rgba(255,240,190,0.55) 50%, transparent 62%); }
/* Sheen sweeps once when the card is hovered (a looping background
   animation on every card was expensive to repaint) */
.buy-card:hover::after { animation: cardSheen 1.1s ease-out forwards; }
@keyframes cardSheen { from { background-position: 0 0, 160% 0; } to { background-position: 0 0, -60% 0; } }

.buy-card i {
  position: relative;
  width: 84px; height: 84px; margin: 0 auto 26px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.9rem; color: var(--gold-dark);
  background: radial-gradient(circle at 30% 25%, #fffaf0, var(--cream) 70%);
  border-radius: 50%;
  box-shadow: inset 0 2px 6px rgba(161,126,27,0.12), 0 6px 16px rgba(161,126,27,0.12);
  transition: var(--transition);
}
/* Rotating metallic ring */
.buy-card i::after {
  content: ''; position: absolute; inset: -6px; border-radius: 50%; padding: 2px;
  background: conic-gradient(from 0deg, rgba(201,162,39,0.15), var(--gold-light), #fff6d0, var(--gold), rgba(201,162,39,0.15) 60%, rgba(201,162,39,0.15));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
          mask: linear-gradient(#000 0 0) content-box exclude, linear-gradient(#000 0 0);
  animation: ringSpin 5s linear infinite;
}
/* Shine sweeping across the gold glyph */
.buy-card i::before {
  display: inline-block;
  background: linear-gradient(110deg, var(--gold-dark) 35%, #fff3c4 50%, var(--gold-dark) 65%);
  background-size: 300% 100%;
  -webkit-background-clip: text; background-clip: text;
  color: transparent;
  background-position: 100% 0;
}
.buy-card:hover i {
  background: linear-gradient(135deg, var(--gold-light), var(--gold) 45%, var(--gold-dark));
  box-shadow: 0 10px 26px rgba(161,126,27,0.4);
  transform: translateZ(30px) scale(1.06);
}
.buy-card:hover i::before { background-image: linear-gradient(110deg, #fff 35%, #fff8dc 50%, #fff 65%); animation: glyphShine 0.9s ease-out forwards; }
.buy-card:hover i::after { animation-duration: 1.6s; }
@keyframes ringSpin { to { transform: rotate(360deg); } }
@keyframes glyphShine { from { background-position: 100% 0; } to { background-position: 0 0; } }
.buy-card h3 { font-family: 'Poppins', sans-serif; font-size: 1.08rem; font-weight: 600; margin-bottom: 10px; transition: color 0.3s ease; }
.buy-card:hover h3 { color: var(--gold-dark); }
.buy-card p { font-size: 0.88rem; color: var(--gray); line-height: 1.7; }
.js .buy-card { opacity: 0; transform: translateY(50px) scale(0.96); filter: blur(6px); }
.js .buy-card.in-view { animation: buyReveal 0.9s cubic-bezier(0.22, 1, 0.36, 1) forwards; animation-delay: calc(var(--i, 0) * 0.14s); }
.js .buy-card.revealed { animation: none; opacity: 1; transform: none; filter: none; }
.js .buy-card.revealed:hover { transform: translateY(-8px); }
@keyframes buyReveal {
  to { opacity: 1; transform: translateY(0) scale(1); filter: blur(0); }
}
@media (prefers-reduced-motion: reduce) {
  .js .buy-card { opacity: 1; transform: none; filter: none; }
  .buy-card, .buy-card::after, .buy-card i, .buy-card i::before, .buy-card i::after { animation: none !important; }
}

/* ============ TESTIMONIALS ============ */
.testimonials {
  background:
    radial-gradient(circle at 10% 15%, rgba(201,162,39,0.16), transparent 45%),
    radial-gradient(circle at 90% 85%, rgba(201,162,39,0.12), transparent 45%),
    linear-gradient(120deg, #1a1a1a, #2b2416);
}
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.testi-card {
  position: relative; overflow: hidden;
  display: flex; flex-direction: column;
  background: linear-gradient(160deg, rgba(255,255,255,0.09), rgba(255,255,255,0.03));
  border: 1px solid rgba(201,162,39,0.28);
  border-radius: 18px;
  padding: 40px 32px 30px;
  box-shadow: 0 18px 40px rgba(0,0,0,0.3);
  transition: var(--transition);
}
.testi-card::before {
  content: '\201C'; position: absolute; top: 4px; right: 22px;
  font-family: 'Playfair Display', serif; font-size: 7rem; line-height: 1;
  color: rgba(201,162,39,0.22);
}
.testi-card::after {
  content: ''; position: absolute; left: 0; top: 0; width: 100%; height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-dark));
}
.testi-card:hover { transform: translateY(-8px); border-color: var(--gold); box-shadow: 0 26px 55px rgba(0,0,0,0.45); }
.stars { color: var(--gold); margin-bottom: 18px; font-size: 0.95rem; letter-spacing: 3px; position: relative; z-index: 1; }
.testi-card p {
  position: relative; z-index: 1; flex: 1;
  color: #e6ddc4; font-size: 0.95rem; line-height: 1.75;
  margin-bottom: 26px; font-style: italic;
}
.testi-author {
  display: flex; align-items: center; gap: 14px;
  padding-top: 22px; border-top: 1px solid rgba(255,255,255,0.12);
  position: relative; z-index: 1;
}
.testi-avatar {
  flex-shrink: 0;
  width: 48px; height: 48px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark)); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-weight: 600; font-size: 0.9rem;
  box-shadow: 0 0 0 3px rgba(201,162,39,0.3);
}
.testi-author strong { color: var(--white); display: block; font-size: 0.95rem; font-weight: 600; }
.testi-author small { color: var(--gold-light); font-size: 0.8rem; opacity: 0.85; }
.testi-author small::before { content: '\f3c5'; font-family: 'Font Awesome 6 Free'; font-weight: 900; margin-right: 6px; font-size: 0.7rem; }
.js .testi-card { opacity: 0; transform: translateY(40px); }
.js .testi-card.in-view { animation: stepRise 0.7s cubic-bezier(0.22, 1, 0.36, 1) forwards; animation-delay: calc(var(--i, 0) * 0.15s); }
.testi-card.in-view .stars i { animation: starTwinkle 2.4s ease-in-out infinite; }
.testi-card .stars i:nth-child(2) { animation-delay: 0.15s; }
.testi-card .stars i:nth-child(3) { animation-delay: 0.3s; }
.testi-card .stars i:nth-child(4) { animation-delay: 0.45s; }
.testi-card .stars i:nth-child(5) { animation-delay: 0.6s; }
@keyframes starTwinkle { 0%,100% { transform: scale(1); } 50% { transform: scale(1.3); filter: brightness(1.3); } }
@media (prefers-reduced-motion: reduce) {
  .js .testi-card { opacity: 1; transform: none; }
  .testi-card, .testi-card .stars i { animation: none !important; }
}

/* ============ FAQ ============ */
.faq { background: linear-gradient(180deg, var(--white) 0%, var(--cream) 100%); }
.faq-inner { max-width: 860px; }
.faq .section-head.align-left { text-align: center; margin: 0 auto 48px; }
.faq-list { display: flex; flex-direction: column; gap: 16px; }
.faq-item {
  background: var(--white);
  border: 1px solid #efe7cf;
  border-left: 4px solid var(--gold-light);
  border-radius: 14px;
  box-shadow: 0 6px 18px rgba(0,0,0,0.04);
  transition: var(--transition);
}
.faq-item:hover { box-shadow: 0 12px 28px rgba(161,126,27,0.16); border-left-color: var(--gold); }
.faq-item.active { border-left-color: var(--gold-dark); box-shadow: 0 14px 32px rgba(161,126,27,0.2); }
.faq-question {
  width: 100%; text-align: left;
  background: none; border: none; cursor: pointer;
  padding: 22px 26px; font-size: 1rem; font-weight: 600;
  display: flex; justify-content: space-between; align-items: center; gap: 18px;
  color: var(--black); font-family: 'Poppins', sans-serif;
}
.faq-item.active .faq-question { color: var(--gold-dark); }
.faq-question i {
  flex-shrink: 0;
  width: 34px; height: 34px;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.8rem; color: var(--gold-dark);
  background: var(--cream);
  border-radius: 50%;
  transition: var(--transition);
}
.faq-item:hover .faq-question i { background: var(--gold-light); }
.faq-item.active .faq-question i { transform: rotate(180deg); background: linear-gradient(135deg, var(--gold), var(--gold-dark)); color: var(--white); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.faq-item.active .faq-answer { max-height: 220px; }
.faq-answer p { padding: 0 26px 24px; color: var(--gray); font-size: 0.93rem; line-height: 1.75; }
.js .faq-item { opacity: 0; transform: translateY(30px); }
.js .faq-item.in-view { animation: stepRise 0.6s cubic-bezier(0.22, 1, 0.36, 1) forwards; animation-delay: calc(var(--i, 0) * 0.1s); }
@media (max-width: 768px) {
  .faq-question { padding: 18px 18px; font-size: 0.95rem; }
  .faq-answer p { padding: 0 18px 20px; }
}
@media (prefers-reduced-motion: reduce) {
  .js .faq-item { opacity: 1; transform: none; }
  .faq-item { animation: none !important; }
}

/* ============ TRANSPARENT GOLD SELLING ============ */
.transparent-sell { background: var(--white); padding: 30px 0; }
.transparent-sell .container { max-width: 1600px; }
.transparent-sell .contact-grid { gap: 70px; grid-template-columns: 1.3fr 1fr; }
.transparent-sell .contact-info h2 { font-size: 2rem; line-height: 1.3; }
.transparent-sell .contact-info p { font-size: 1rem; line-height: 1.65; margin: 12px 0 20px; }
.transparent-subhead { font-size: 1.2rem; margin: 0 0 16px; }
.transparent-list { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 28px; margin-bottom: 0; }
.transparent-list li { display: flex; align-items: flex-start; gap: 10px; }
.transparent-list li i { flex-shrink: 0; color: var(--gold-dark); font-size: 1.1rem; margin-top: 2px; }
.transparent-list li strong { display: block; font-size: 0.98rem; color: var(--dark); margin-bottom: 3px; }
.transparent-list li span { display: block; font-size: 0.85rem; color: var(--gray); line-height: 1.5; }

.transparent-sell .contact-form { position: sticky; top: 90px; padding: 32px 34px 30px; }
.transparent-sell .contact-form h3 { font-size: 1.3rem; margin-bottom: 4px; }
.transparent-sell .contact-form h3::after { margin: 10px 0 20px; }
.transparent-sell .form-row { gap: 16px; }
.transparent-sell .form-group { margin-bottom: 14px; }
.transparent-sell .form-group label { font-size: 0.78rem; margin-bottom: 6px; }
.transparent-sell .form-group input,
.transparent-sell .form-group select,
.transparent-sell .form-group textarea { padding: 11px 14px; font-size: 0.92rem; }
.transparent-sell .form-group textarea { min-height: 60px; }
.transparent-sell .contact-form .btn-block { padding: 13px 24px; font-size: 0.95rem; }
.transparent-sell .form-note { margin-top: 8px; font-size: 0.82rem; }

/* ============ CONTACT ============ */
.contact { background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%); }
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 56px; align-items: start; }
.contact-info h2 { font-size: 2.2rem; }
.contact-info p { color: var(--gray); margin: 14px 0 30px; line-height: 1.7; }
.contact-list { display: flex; flex-direction: column; gap: 14px; margin-bottom: 30px; }
.contact-list li {
  display: flex; gap: 16px; align-items: center;
  background: var(--white);
  border: 1px solid #efe7cf;
  border-radius: 14px;
  padding: 16px 20px;
  box-shadow: 0 6px 18px rgba(0,0,0,0.04);
  transition: var(--transition);
}
.contact-list li:hover { transform: translateX(6px); box-shadow: 0 12px 26px rgba(161,126,27,0.18); border-color: var(--gold-light); }
.contact-list i {
  flex-shrink: 0;
  width: 46px; height: 46px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.05rem; color: var(--white);
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  border-radius: 12px;
  box-shadow: 0 6px 14px rgba(201,162,39,0.35);
}
.contact-list strong { display: block; font-size: 0.78rem; letter-spacing: 1px; text-transform: uppercase; color: var(--gold-dark); margin-bottom: 2px; }
.contact-list span, .contact-list a { color: var(--dark); font-size: 0.95rem; font-weight: 500; }
.contact-list a:hover { color: var(--gold-dark); }

.social-links { display: flex; gap: 12px; }
.social-links a {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--black); color: var(--gold);
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
}
.social-links a:hover { background: linear-gradient(135deg, var(--gold), var(--gold-dark)); color: var(--white); transform: translateY(-4px); }

.contact-form {
  background: var(--white);
  border: 1px solid #efe7cf;
  border-top: 5px solid var(--gold);
  padding: 44px 40px 40px;
  border-radius: 18px;
  box-shadow: 0 25px 60px rgba(0,0,0,0.1);
}
.contact-form h3 { margin-bottom: 6px; font-size: 1.5rem; }
.contact-form h3::after {
  content: ''; display: block; width: 54px; height: 3px; margin: 12px 0 28px;
  background: linear-gradient(90deg, var(--gold), var(--gold-dark)); border-radius: 2px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 0.8rem; font-weight: 600; letter-spacing: 0.4px; text-transform: uppercase; color: var(--dark); margin-bottom: 8px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 14px 16px;
  border: 1.5px solid #e6e0cc; border-radius: 10px;
  font-family: 'Poppins', sans-serif; font-size: 0.92rem;
  background: #fdfbf5; color: var(--dark);
  transition: var(--transition);
}
.form-group textarea { resize: vertical; min-height: 110px; }
.form-group input::placeholder, .form-group textarea::placeholder { color: #a9a390; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--gold); background: var(--white);
  box-shadow: 0 0 0 4px rgba(201,162,39,0.18);
}
.contact-form .btn-block { padding: 16px 28px; font-size: 1rem; }
.form-note { margin-top: 14px; font-size: 0.85rem; color: var(--gold-dark); text-align: center; min-height: 18px; }
@media (max-width: 768px) {
  .contact-form { padding: 32px 22px 28px; }
  .contact-info h2 { font-size: 1.8rem; }
}

/* ============ MAP ============ */
.map-section iframe { width: 100%; height: 400px; border: 0; display: block; }

/* ============ FOOTER ============ */
.site-footer { background: var(--black); color: #bdbdbd; padding: 70px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; padding-bottom: 50px; }
.footer-col .logo { color: var(--white); margin-bottom: 16px; margin-left: 0; }
.footer-col .logo-img { height: 74px; }
.footer-col p { font-size: 0.88rem; line-height: 1.7; margin-bottom: 18px; }
.footer-col p.footer-tagline { color: var(--gold-light); font-weight: 600; font-size: 0.95rem; margin-bottom: 6px; }
.footer-col h4 { color: var(--white); font-size: 1.05rem; margin-bottom: 18px; }
.footer-col ul li { margin-bottom: 10px; font-size: 0.88rem; }
.footer-col ul li a:hover { color: var(--gold); }
.footer-contact li { display: flex; gap: 10px; align-items: flex-start; }
.footer-contact i { color: var(--gold); margin-top: 3px; }

.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding: 20px 0; }
.footer-bottom-inner { display: flex; justify-content: space-between; font-size: 0.82rem; flex-wrap: wrap; gap: 8px; }

/* ============ FLOATING BUTTONS ============ */
.back-to-top {
  position: fixed; bottom: 100px; right: 39px;
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--gold-dark); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow);
  opacity: 0; visibility: hidden; transform: translateY(10px);
  transition: var(--transition);
  z-index: 900;
}
.back-to-top.visible { opacity: 1; visibility: visible; transform: translateY(0); }

/* ============ PAGE BANNER (inner pages) ============ */
.page-banner {
  position: relative; overflow: hidden; isolation: isolate;
  background:
    radial-gradient(ellipse at 72% 70%, rgba(201,162,39,0.28), transparent 45%),
    radial-gradient(ellipse at 15% 20%, rgba(201,162,39,0.10), transparent 40%),
    linear-gradient(120deg, #15110a 0%, #1f1810 55%, #2a200f 100%);
  color: var(--white);
  padding: 16px 0 42px;
  text-align: center;
}
/* Gold arcs on the left */
.page-banner::before, .page-banner::after {
  content: ''; position: absolute; z-index: -1; border-radius: 50%; pointer-events: none;
}
.page-banner::before {
  left: -340px; top: 60px; width: 640px; height: 640px;
  border: 2px solid rgba(232,190,80,0.75);
  box-shadow: 0 0 18px rgba(232,190,80,0.25);
}
.page-banner::after {
  left: -300px; top: 150px; width: 640px; height: 640px;
  border: 1px solid rgba(232,190,80,0.3);
}
/* Gold jewellery photo on the right (its curved gold edge is in the image) */
.page-banner-art {
  position: absolute; z-index: -1; top: 0; right: 0; bottom: 0; width: 31%;
  background: url('../images/banner-gold.webp') left 82% / cover no-repeat;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, #000 12%);
          mask-image: linear-gradient(to right, transparent 0%, #000 12%);
}
.page-banner-eyebrow {
  display: inline-flex; align-items: center; gap: 22px;
  color: #e6c065; font-size: 0.7rem; font-weight: 500;
  letter-spacing: 3px; text-transform: uppercase;
}
.page-banner-eyebrow::before, .page-banner-eyebrow::after { content: ''; width: 56px; height: 1.5px; background: #d4a72c; }
.page-banner-title {
  font-family: 'Playfair Display', serif; font-weight: 700;
  font-size: 2.2rem; line-height: 1.1; color: #fbf8f1;
  margin: 2px 0 2px;
  text-shadow: 0 6px 24px rgba(0,0,0,0.45);
}
.page-banner-title span {
  background: linear-gradient(180deg, #f7dc7a 0%, #e0b43c 55%, #c9982a 100%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.page-banner .breadcrumb { color: #f3eee3; font-size: 0.88rem; }
.page-banner .breadcrumb i { font-style: normal; color: #d4a72c; margin: 0 10px; }
.page-banner .breadcrumb span { color: #e6c065; }
.page-banner .breadcrumb a { color: #f3eee3; transition: color 0.3s ease; }
.page-banner .breadcrumb a:hover { color: #e6c065; }
.page-banner-divider {
  display: none; align-items: center; justify-content: center; gap: 10px; margin-top: 8px;
}
.page-banner-divider::before, .page-banner-divider::after { content: ''; width: 120px; height: 1.5px; background: linear-gradient(90deg, transparent, #d4a72c); }
.page-banner-divider::after { background: linear-gradient(90deg, #d4a72c, transparent); }
.page-banner-divider i {
  width: 10px; height: 10px; transform: rotate(45deg);
  background: linear-gradient(135deg, #f7dc7a, #b8860b);
  box-shadow: 0 0 8px rgba(247,220,122,0.6);
}
.page-banner-wave { position: absolute; left: 0; right: 0; bottom: -2px; line-height: 0; }
.page-banner-wave svg { width: 100%; height: 40px; display: block; }
@media (max-width: 1100px) {
  .page-banner-art { width: 34%; opacity: 0.7; }
  .page-banner-title { font-size: 2rem; }
}
@media (max-width: 768px) {
  .page-banner { padding: 14px 0 34px; }
  .page-banner-art { width: 45%; opacity: 0.35; }
  .page-banner::before { left: -420px; }
  .page-banner-eyebrow { font-size: 0.7rem; letter-spacing: 2px; gap: 12px; }
  .page-banner-eyebrow::before, .page-banner-eyebrow::after { width: 28px; }
  .page-banner-title { font-size: 1.8rem; }
  .page-banner .breadcrumb { font-size: 0.95rem; }
  .page-banner-wave svg { height: 28px; }
}

/* ============ 404 PAGE ============ */
.error-404-inner { max-width: 640px; margin: 0 auto; text-align: center; }
.error-404-num {
  display: block; font-family: 'Playfair Display', serif; font-weight: 800;
  font-size: 7rem; line-height: 1; margin-bottom: 8px;
  background: linear-gradient(180deg, #f7dc7a 0%, var(--gold) 55%, var(--gold-dark) 100%);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.error-404-message { color: var(--gray); font-size: 1.05rem; line-height: 1.7; margin-bottom: 32px; }
.error-404-actions { display: flex; justify-content: center; gap: 18px; flex-wrap: wrap; margin-bottom: 36px; }
.error-404-links { font-size: 0.95rem; color: var(--gray); }
.error-404-links span { margin-right: 10px; font-weight: 600; color: var(--dark); }
.error-404-links a { color: var(--gold-dark); text-decoration: none; margin-right: 16px; transition: color 0.3s ease; }
.error-404-links a:last-child { margin-right: 0; }
.error-404-links a:hover { color: var(--gold); text-decoration: underline; }
@media (max-width: 768px) {
  .error-404-num { font-size: 4.5rem; }
}

/* ============ ABOUT PAGE ============ */
.about-story-section .container { max-width: 1400px; }
.about-story { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 56px; align-items: stretch; }
.about-story-media {
  border-radius: var(--radius);
  overflow: hidden;
  min-height: 340px;
  min-width: 0;
}
.about-story-media-img { width: 100%; height: 100%; overflow: hidden; }
.about-story-media-img img { width: 100%; height: 100%; object-fit: cover; display: block; }
.about-story-text p { color: var(--dark); font-size: 1.05rem; line-height: 1.6; text-align: left; margin-bottom: 18px; }
.about-story-text p:last-child { margin-bottom: 0; }

.about-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-top: 56px; }
.about-stat { text-align: center; padding: 28px 16px; border-radius: var(--radius); background: var(--cream); border: 1px solid #efe7cf; }
.about-stat strong { display: block; font-family: 'Playfair Display', serif; font-size: 2rem; color: var(--gold-dark); }
.about-stat span { font-size: 0.85rem; color: var(--gray); }

.about-cta {
  margin-top: 70px;
  background: linear-gradient(120deg, #1a1a1a 0%, #2b2416 100%);
  border-radius: 18px;
  padding: 50px 40px;
  text-align: center;
  color: var(--white);
}
.about-cta h2 { color: var(--white); font-size: 1.8rem; margin-bottom: 12px; }
.about-cta p { color: #dcd3bd; margin-bottom: 24px; }
.about-cta .hero-cta { justify-content: center; margin-bottom: 0; }

/* ============ BLOG ============ */
.blog-section { background: linear-gradient(180deg, var(--white) 0%, var(--cream) 100%); }
.blog-section .container { max-width: 1400px; }
.blog-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.blog-card {
  position: relative; overflow: hidden;
  min-height: 400px;
  display: flex; align-items: center;
  background: var(--white);
  border-radius: 16px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.07);
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.blog-card:hover { transform: translateY(-6px); box-shadow: 0 22px 46px rgba(161,126,27,0.2); }
/* Photo fills the right side and fades into white towards the text */
.blog-card-media {
  position: absolute; top: 0; right: 0; bottom: 0; width: 52%;
  display: block; cursor: pointer;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, #000 30%);
          mask-image: linear-gradient(to right, transparent 0%, #000 30%);
}
.blog-card-media img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.8s ease; }
.blog-card:hover .blog-card-media img { transform: scale(1.06); }
.blog-card-body { position: relative; z-index: 1; width: 52%; padding: 32px 12px 32px 28px; }

.blog-tag {
  display: inline-block;
  background: linear-gradient(135deg, #c9a24d, #b08a2e);
  color: var(--white);
  font-size: 0.72rem; font-weight: 500; letter-spacing: 0.2px;
  padding: 5px 12px; border-radius: 6px;
}
.blog-date { display: flex; align-items: center; gap: 8px; margin: 14px 0 12px; font-size: 0.8rem; color: var(--gray); }
.blog-date i { color: var(--dark); }
.blog-card h3 {
  font-family: 'Poppins', sans-serif; font-weight: 700;
  font-size: 1.55rem; line-height: 1.2; letter-spacing: -0.4px;
  color: #141a2e; margin-bottom: 14px;
}
.blog-card h3 a { color: inherit; }
.blog-card h3 span {
  background: linear-gradient(135deg, #d9a521, #b8860b);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.blog-excerpt { font-size: 0.86rem; line-height: 1.6; color: #3f4453; margin-bottom: 22px; }
.blog-btn {
  display: inline-flex; align-items: center; gap: 12px;
  background: linear-gradient(135deg, #c9a24d, #a8801f);
  color: var(--white); font-weight: 500; font-size: 0.9rem;
  padding: 12px 26px; border-radius: 6px;
  box-shadow: 0 8px 18px rgba(161,126,27,0.3);
  transition: var(--transition);
}
.blog-btn i { transition: transform 0.3s ease; }
.blog-btn:hover { box-shadow: 0 12px 24px rgba(161,126,27,0.42); transform: translateY(-2px); }
.blog-btn:hover i { transform: translateX(5px); }

/* Single article */
.blog-article { max-width: 1100px; margin: 0 auto; }
.blog-article-meta { display: flex; align-items: center; gap: 16px; margin-bottom: 20px; }
.blog-article-meta .blog-date { margin: 0; }
/* Image floats left; text runs beside it, then continues full width below */
.blog-article-content::after { content: ''; display: table; clear: both; }
.blog-article-img {
  float: left; width: 42%; height: auto;
  margin: 6px 36px 20px 0;
  border-radius: 16px; box-shadow: var(--shadow);
}
.blog-article-content h2 { font-size: 1.5rem; margin: 34px 0 12px; }
.blog-article-content > p:first-of-type { margin-top: 0; }
.blog-article-title {
  font-family: 'Poppins', sans-serif; font-weight: 700;
  font-size: 2.1rem; line-height: 1.2; letter-spacing: -0.5px;
  color: #141a2e; margin-bottom: 18px;
}
.blog-article-title span {
  background: linear-gradient(135deg, #d9a521, #b8860b);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.blog-article-content p { color: var(--dark); line-height: 1.8; margin-bottom: 16px; }
.blog-article-content ul { margin: 0 0 16px 20px; list-style: disc; }
.blog-article-content li { color: var(--dark); line-height: 1.8; margin-bottom: 6px; }
.blog-article-content li::marker { color: var(--gold); }
.blog-article-cta {
  margin-top: 50px; padding: 40px 34px; text-align: center;
  background: linear-gradient(120deg, #1a1a1a 0%, #2b2416 100%);
  border-radius: 18px; color: var(--white);
}
.blog-article-cta h3 { color: var(--white); font-size: 1.6rem; margin-bottom: 10px; }
.blog-article-cta p { color: #dcd3bd; margin-bottom: 24px; }
.blog-article-cta .hero-cta { justify-content: center; margin-bottom: 0; }

.blog-related { max-width: 1100px; margin: 80px auto 0; }
.blog-related > h2 { text-align: center; font-size: 1.9rem; margin-bottom: 30px; }
.blog-related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.blog-related-card {
  display: block; background: var(--white); border-radius: 14px; overflow: hidden;
  box-shadow: 0 8px 24px rgba(0,0,0,0.06); transition: var(--transition);
}
.blog-related-card:hover { transform: translateY(-5px); box-shadow: 0 18px 36px rgba(161,126,27,0.18); }
.blog-related-card img { width: 100%; height: 190px; object-fit: cover; }
.blog-related-card .blog-tag { margin: 18px 20px 0; }
.blog-related-card h3 { font-family: 'Poppins', sans-serif; font-size: 1rem; font-weight: 600; color: var(--black); padding: 10px 20px 22px; line-height: 1.4; }

/* Home page: latest blog posts, 4 in a row */
.home-blog { position: relative; overflow: hidden; background: linear-gradient(180deg, #fbf5e8 0%, #fffdf8 100%); }
.section.home-blog { padding-top: 36px; }
.home-page .home-blog { background: linear-gradient(180deg, rgba(251,245,232,0.7) 0%, rgba(255,253,248,0.4) 100%); }
.home-blog .container { max-width: 1600px; position: relative; z-index: 1; }
.home-blog-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 26px; }
.home-blog-card {
  display: flex; flex-direction: column;
  background: rgba(255,255,255,0.92);
  border-radius: 14px; overflow: hidden;
  box-shadow: 0 10px 34px rgba(120,90,20,0.10);
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.home-blog-card:hover { transform: translateY(-8px); box-shadow: 0 24px 48px rgba(161,126,27,0.2); }
.home-blog-media { display: block; aspect-ratio: 408 / 237; overflow: hidden; border-radius: 14px 14px 0 0; }
.home-blog-media img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.8s ease; }
.home-blog-card:hover .home-blog-media img { transform: scale(1.07); }
.home-blog-body { display: flex; flex-direction: column; flex: 1; padding: 18px 24px 26px; }
.home-blog-meta { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.home-blog-meta .blog-tag { font-size: 0.74rem; padding: 6px 13px; }
.home-blog-meta .blog-date { margin: 0; font-size: 0.8rem; color: #555b66; }
.home-blog-meta .blog-date i { color: #555b66; }
.home-blog-card h3 {
  font-family: 'Playfair Display', serif; font-weight: 600;
  font-size: 1.4rem; line-height: 1.22; color: #141a2e; margin-bottom: 10px;
}
.home-blog-card h3 a { color: inherit; }
.home-blog-card h3 span { color: #b8860b; }
.home-blog-card p { font-size: 0.9rem; line-height: 1.6; color: #5c6270; margin-bottom: 18px; }
.home-blog-link {
  margin-top: auto; align-self: flex-start; position: relative;
  display: inline-flex; align-items: center; gap: 12px;
  padding-bottom: 8px;
  font-size: 0.95rem; font-weight: 600; color: var(--gold-dark);
}
.home-blog-link::after {
  content: ''; position: absolute; left: 0; bottom: 0; height: 1.5px; width: 100%;
  background: linear-gradient(90deg, var(--gold), rgba(201,162,39,0.1));
  transition: width 0.3s ease;
}
.home-blog-link i { transition: transform 0.3s ease; }
.home-blog-card:hover .home-blog-link i { transform: translateX(5px); }
.home-blog-all { text-align: center; margin-top: 40px; }
.home-blog-all-btn {
  display: inline-flex; align-items: center; gap: 14px;
  padding: 15px 42px; border-radius: 6px;
  background: linear-gradient(135deg, #c9a24d, #a8801f);
  color: var(--white); font-size: 1rem; font-weight: 500;
  box-shadow: 0 10px 22px rgba(161,126,27,0.3);
  transition: var(--transition);
}
.home-blog-all-btn i { transition: transform 0.3s ease; }
.home-blog-all-btn:hover { transform: translateY(-2px); box-shadow: 0 14px 28px rgba(161,126,27,0.42); }
.home-blog-all-btn:hover i { transform: translateX(5px); }

@media (max-width: 1100px) {
  .blog-grid { grid-template-columns: 1fr; }
  .home-blog-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 560px) {
  .home-blog-grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .blog-card { flex-direction: column; align-items: stretch; min-height: 0; }
  .blog-card-media {
    position: relative; width: 100%; height: 220px;
    -webkit-mask-image: linear-gradient(to bottom, #000 70%, transparent 100%);
            mask-image: linear-gradient(to bottom, #000 70%, transparent 100%);
  }
  .blog-card-body { width: 100%; padding: 8px 22px 28px; }
  .blog-card h3 { font-size: 1.35rem; }
  .blog-related-grid { grid-template-columns: 1fr; }
  .blog-article-img { float: none; width: 100%; margin: 0 0 24px; }
  .blog-article-title { font-size: 1.6rem; }
}

/* ============ GOLD LOAN RELEASE ============ */
.gold-loan { background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%); }

.gold-loan-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 60px; align-items: start; }

.gold-loan-intro { text-align: left; position: sticky; top: 110px; }
.gold-loan-intro h2 { margin: 12px 0 18px; }
.gold-loan-intro p { color: var(--gray); font-size: 1.02rem; line-height: 1.8; margin-bottom: 30px; }
.gold-loan-intro .hero-cta { justify-content: flex-start; margin-bottom: 0; }

.gold-steps { max-width: none; margin: 0; }
.gold-step { display: flex; gap: 26px; position: relative; padding-bottom: 44px; }
.gold-step:last-child { padding-bottom: 0; }
.gold-step:not(:last-child)::before {
  content: '';
  position: absolute;
  left: 27px; top: 56px; bottom: 4px;
  width: 2px;
  background: repeating-linear-gradient(to bottom, var(--gold) 0, var(--gold) 6px, transparent 6px, transparent 12px);
}
.gold-step-num {
  flex-shrink: 0;
  width: 56px; height: 56px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--white);
  font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 1.05rem;
  box-shadow: 0 8px 18px rgba(201,162,39,0.35);
  position: relative; z-index: 1;
}
.gold-step-content { padding-top: 8px; }
.gold-step-content h3 { font-size: 1.15rem; margin-bottom: 6px; }
.gold-step-content p { color: var(--gray); font-size: 0.92rem; line-height: 1.7; }

/* ============ MISSION / VISION ============ */
.section.mv-section { padding-top: 40px; background: linear-gradient(180deg, #fffdf8 0%, #fbf5e6 100%); }
.mv-section .container { max-width: 1600px; }
.mv-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 26px; }
.mv-card {
  position: relative; overflow: hidden;
  background: linear-gradient(135deg, #ffffff 0%, #fdf8ec 100%);
  border: 1.5px solid #ecd9a2;
  border-radius: 22px;
  box-shadow: 0 16px 40px rgba(160,120,30,0.10);
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.mv-card:hover { transform: translateY(-6px); box-shadow: 0 26px 54px rgba(160,120,30,0.18); }
/* Photo on the right, fading into the card towards the text */
.mv-card-media {
  position: absolute; top: 0; right: 0; bottom: 0; width: 33%;
  background-size: cover; background-position: center;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, #000 45%);
          mask-image: linear-gradient(to right, transparent 0%, #000 45%);
  transition: transform 0.8s ease;
}
.mv-card:hover .mv-card-media { transform: scale(1.04); }
.mv-card-body { position: relative; z-index: 1; width: 70%; padding: 34px 10px 36px 36px; }
.mv-card-head { display: flex; align-items: flex-start; gap: 22px; margin-bottom: 14px; }
.mv-medal {
  flex-shrink: 0; width: 76px; height: 76px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.9rem; color: var(--white);
  background: radial-gradient(circle at 35% 28%, #f0cf6a 0%, #c99a22 55%, #94690e 100%);
  box-shadow: 0 0 0 6px rgba(240,215,140,0.35), 0 12px 24px rgba(150,108,12,0.35), inset 0 -4px 8px rgba(100,70,5,0.3);
}
.mv-label {
  display: inline-flex; align-items: center; gap: 14px;
  font-size: 0.82rem; font-weight: 600; letter-spacing: 4px; text-transform: uppercase;
  color: #d0a84a; margin-top: 6px;
}
.mv-label b { color: #8f6a12; font-weight: 700; }
.mv-label::after { content: ''; width: 70px; height: 1.5px; background: linear-gradient(90deg, var(--gold), transparent); }
.mv-card h3 { font-size: 2.6rem; line-height: 1.1; color: #141a2e; margin-top: 6px; }
.mv-card h3 span { color: #b8860b; }
.mv-lead { font-size: 1rem; color: #4a4f5a; line-height: 1.6; margin: 0 0 20px 98px; }
.mv-list { display: flex; flex-direction: column; gap: 16px; }
.mv-list li { display: flex; align-items: center; gap: 22px; padding-left: 28px; }
.mv-ico {
  flex-shrink: 0; width: 50px; height: 50px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: #f8ecd0; color: #a8801f; font-size: 1.15rem;
  transition: background 0.3s ease, color 0.3s ease;
}
.mv-list li:hover .mv-ico { background: linear-gradient(135deg, #e0b94f, #a8801f); color: var(--white); }
.mv-list p { font-size: 0.95rem; color: #4a4f5a; line-height: 1.55; }
.mv-list strong { color: #141a2e; font-weight: 600; }
@media (max-width: 1100px) {
  .mv-card h3 { font-size: 2.1rem; }
  .mv-lead { margin-left: 0; }
  .mv-list li { padding-left: 0; }
}
@media (max-width: 640px) {
  .mv-card-media {
    position: relative; width: 100%; height: 200px; display: block;
    -webkit-mask-image: linear-gradient(to bottom, #000 65%, transparent);
            mask-image: linear-gradient(to bottom, #000 65%, transparent);
  }
  .mv-card-body { width: 100%; padding: 4px 20px 28px; }
  .mv-medal { width: 60px; height: 60px; font-size: 1.5rem; }
  .mv-card-head { gap: 16px; }
  .mv-card h3 { font-size: 1.8rem; }
  .mv-list li { gap: 14px; }
  .mv-ico { width: 42px; height: 42px; font-size: 1rem; }
}

/* ============ VISIT US ============ */
.visit-box {
  max-width: 640px; margin: 0 auto;
  background: var(--white);
  border: 1px solid #efe7cf;
  border-radius: 18px;
  padding: 44px 40px;
  text-align: left;
}
.visit-box .hero-cta { margin-top: 28px; margin-bottom: 0; }
@media (max-width: 768px) {
  .visit-box { padding: 32px 24px; }
}

/* ============ LEAD POPUP ============ */
.lead-popup-overlay {
  position: fixed; inset: 0; z-index: 2000;
  background: rgba(26,26,26,0.72);
  display: flex; align-items: center; justify-content: center;
  padding: 20px;
  opacity: 0; visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}
.lead-popup-overlay.open { opacity: 1; visibility: visible; }
.lead-popup {
  position: relative; isolation: isolate;
  width: 100%; max-width: 540px;
  max-height: calc(100vh - 40px); overflow-y: auto; overflow-x: hidden;
  scrollbar-width: none;
  background: linear-gradient(180deg, #fdfbf8 0%, #fbf4e3 100%);
  border: 2px solid #d9b24c;
  border-radius: 24px;
  box-shadow: 0 30px 80px rgba(0,0,0,0.5), 0 0 0 1px rgba(255,236,170,0.35) inset;
  text-align: center;
  transform: translateY(24px) scale(0.97);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1);
}
.lead-popup::-webkit-scrollbar { display: none; }
.lead-popup-overlay.open .lead-popup { transform: translateY(0) scale(1); }
/* Curves + gold dust sit behind the popup content (z-index -1 inside the
   isolated popup): visible in the cream area, hidden under photo/inputs. */
.gold-curves--popup::before { width: 300px; height: 300px; left: -190px; bottom: -150px; top: auto; }
.gold-curves--popup::after { width: 380px; height: 190px; right: -70px; bottom: -40px; }
.lead-popup-dust { position: absolute; inset: 0; width: 100%; height: 100%; z-index: -1; pointer-events: none; }

.lead-popup-media { width: 100%; aspect-ratio: 1056 / 444; max-height: 230px; overflow: hidden; }
.lead-popup-media img { width: 100%; height: 100%; object-fit: cover; object-position: center bottom; display: block; }
.lead-popup-close {
  position: absolute; top: 14px; right: 14px; z-index: 2;
  width: 42px; height: 42px; border: none; border-radius: 50%;
  background: rgba(255,251,240,0.95); color: #6b5317;
  font-size: 1.15rem; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 14px rgba(0,0,0,0.35);
  transition: var(--transition);
}
.lead-popup-close:hover { background: var(--gold); color: var(--white); transform: rotate(90deg); }

.lead-popup-body { position: relative; padding: 4px 34px 22px; }
.lead-popup-deco { position: absolute; pointer-events: none; }
.lead-popup-deco--bars { width: 58px; left: 10px; top: 56px; }
.lead-popup-deco--chart { width: 52px; right: 16px; top: 8px; }
.lead-popup-eyebrow {
  display: inline-flex; align-items: center; gap: 14px;
  font-size: 0.72rem; font-weight: 600; letter-spacing: 4px; text-transform: uppercase;
  color: var(--gold-dark);
}
.lead-popup-eyebrow::before, .lead-popup-eyebrow::after { content: ''; width: 40px; height: 1.5px; background: var(--gold); }
.lead-popup h3 {
  font-family: 'Playfair Display', serif; font-weight: 700;
  font-size: 1.75rem; line-height: 1.15; color: #141a2e;
  margin: 8px 30px 6px;
}
.lead-popup h3 span {
  background: linear-gradient(180deg, #c9982a, #8f6a12);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.lead-popup-sub { font-size: 0.8rem; color: #4a4f5a; margin-bottom: 16px; }

.lead-group { margin-bottom: 12px; text-align: left; }
.lead-field {
  display: flex; align-items: center; gap: 14px;
  padding: 8px 14px;
  background: var(--white);
  border: 1.5px solid #ead9a6; border-radius: 12px;
  box-shadow: 0 4px 14px rgba(160,120,30,0.06);
  text-align: left; cursor: text;
  transition: border-color 0.3s ease, box-shadow 0.3s ease;
}
.lead-field:focus-within { border-color: var(--gold); box-shadow: 0 0 0 4px rgba(201,162,39,0.15); }
.lead-field-icon {
  flex-shrink: 0; width: 42px; height: 42px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: #fbf1da; color: #a8801f; font-size: 1.05rem;
}
.lead-field-label {
  display: block; margin: 0 0 6px 4px;
  font-size: 0.88rem; font-weight: 600; color: #141a2e; line-height: 1.3; cursor: pointer;
}
.lead-field input {
  flex: 1; min-width: 0; border: none; outline: none; background: transparent; padding: 6px 0;
  font-family: 'Poppins', sans-serif; font-size: 0.95rem; color: var(--dark);
}
.lead-field input::placeholder { color: #8b8f98; }

.lead-submit {
  position: relative; width: 100%;
  display: flex; align-items: center; justify-content: center; gap: 16px;
  margin-top: 4px; padding: 10px 24px 10px 12px;
  border: none; border-radius: 50px; cursor: pointer;
  background: linear-gradient(180deg, #e0b94f 0%, #c49324 50%, #a8801f 100%);
  box-shadow: 0 10px 24px rgba(161,126,27,0.4), inset 0 1px 0 rgba(255,244,200,0.6);
  color: var(--white); font-family: 'Poppins', sans-serif;
  font-size: 1.05rem; font-weight: 600; letter-spacing: 1.6px; text-transform: uppercase;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.lead-submit:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(161,126,27,0.5), inset 0 1px 0 rgba(255,244,200,0.6); }
.lead-submit-icon {
  position: absolute; left: 12px;
  width: 42px; height: 42px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: #2a1f08; color: #f3d77a; font-size: 1rem;
  border: 1.5px solid rgba(243,215,122,0.6);
}
.lead-submit-arrow { transition: transform 0.3s ease; }
.lead-submit:hover .lead-submit-arrow { transform: translateX(5px); }
.lead-submit { min-height: 62px; }

.lead-popup-features {
  display: flex; justify-content: center; align-items: center;
  margin-top: 12px; padding-top: 4px;
}
.lead-popup-features li {
  display: flex; align-items: center; gap: 9px;
  padding: 0 12px; font-size: 0.8rem; color: #2b2b2b; white-space: nowrap;
}
.lead-popup-features li + li { border-left: 1px solid #e6d7ae; }
.lead-popup-features li span {
  width: 34px; height: 34px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: #fbf1da; color: #a8801f; font-size: 0.9rem;
}

/* Shown in place of the form once it's submitted: a quick rate preview
   right inside the popup, so visitors don't have to scroll to see it. */
.lead-popup-rates { text-align: center; }
.lead-popup-rates .lead-popup-eyebrow { margin-bottom: 14px; }
.lead-popup-rates-list { display: flex; flex-direction: column; gap: 8px; margin-bottom: 10px; }
.lead-popup-rates-list li {
  display: flex; align-items: center; justify-content: space-between; gap: 12px;
  padding: 12px 18px; border-radius: 12px;
  background: var(--white); border: 1.5px solid #ead9a6;
  box-shadow: 0 4px 14px rgba(160,120,30,0.06);
  text-align: left;
}
.lead-popup-rates-list li.is-popular { background: linear-gradient(90deg, #fdf1d6, #fbf3e0); border-color: #f0dfb4; }
.lead-popup-rates-list li span { font-size: 0.92rem; font-weight: 600; color: #141a2e; }
.lead-popup-rates-list li strong {
  font-family: 'Playfair Display', serif; font-weight: 700; font-size: 1.15rem;
  background: linear-gradient(180deg, #c9982a, #8f6a12);
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.lead-popup-rates-updated { font-size: 0.76rem; color: #6b6f78; margin-bottom: 16px; }
.lead-popup-rates-cta { width: 100%; justify-content: center; }

/* Phones: compact so the whole popup fits on screen without scrolling */
@media (max-width: 480px) {
  .lead-popup-overlay { padding: 12px; }
  .lead-popup { border-radius: 20px; }
  .lead-popup-media { max-height: 118px; }
  .lead-popup-close { width: 34px; height: 34px; top: 10px; right: 10px; font-size: 1rem; }
  .lead-popup-body { padding: 0 16px 12px; }
  .lead-popup-deco { display: none; }
  .lead-popup-eyebrow { font-size: 0.62rem; letter-spacing: 3px; gap: 10px; }
  .lead-popup-eyebrow::before, .lead-popup-eyebrow::after { width: 26px; }
  .lead-popup h3 { font-size: 1.22rem; margin: 4px 0 4px; }
  .lead-popup-sub { font-size: 0.72rem; line-height: 1.45; margin-bottom: 10px; }
  .lead-group { margin-bottom: 8px; }
  .lead-field { padding: 5px 12px; gap: 10px; border-radius: 10px; }
  .lead-field-icon { width: 34px; height: 34px; font-size: 0.9rem; }
  .lead-field-label { font-size: 0.78rem; margin-bottom: 4px; }
  .lead-field input { font-size: 0.85rem; padding: 4px 0; }
  .lead-submit {
    min-height: 48px; padding: 8px 14px 8px 52px; gap: 10px;
    font-size: 0.82rem; letter-spacing: 0.8px; white-space: nowrap;
  }
  .lead-submit-icon { width: 34px; height: 34px; left: 8px; font-size: 0.85rem; }
  .lead-popup-features { margin-top: 8px; padding-top: 0; }
  .lead-popup-features li { flex-direction: column; gap: 4px; padding: 0 8px; font-size: 0.66rem; }
  .lead-popup-features li span { width: 26px; height: 26px; font-size: 0.72rem; }
  .lead-popup-rates-list li { padding: 10px 14px; }
  .lead-popup-rates-list li span { font-size: 0.82rem; }
  .lead-popup-rates-list li strong { font-size: 1.02rem; }
}

/* ============ RESPONSIVE ============ */
@media (max-width: 992px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-media { order: -1; }
  .trust-grid, .process-grid, .why-grid, .buy-grid, .testi-grid, .core-values-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid { row-gap: 48px; }
  .process-card::after { display: none; }
  .trust-item + .trust-item::before { display: none; }
  .trust-item { padding: 14px 20px; }
  .contact-grid { grid-template-columns: 1fr; }
  .transparent-sell .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .transparent-sell .contact-form { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .about-story { grid-template-columns: 1fr; }
  .about-story-media { order: -1; min-height: 0; }
  .about-story-media-img { height: 280px; }
  .about-stats { grid-template-columns: repeat(2, 1fr); }
  .mv-grid { grid-template-columns: 1fr; }
  .gold-loan-grid { grid-template-columns: 1fr; gap: 40px; }
  .gold-loan-intro { position: static; text-align: center; }
  .gold-loan-intro .hero-cta { justify-content: center; }
  .transparent-list { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  html { font-size: 15px; }
  .topbar-inner { font-size: 0.72rem; gap: 20px; }
  .topbar-left, .topbar-right { gap: 16px; }
  .header-inner { padding: 12px 16px; gap: 14px; }
  .logo-img { height: 44px; }
  .nav-toggle { display: flex; }
  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: 0 12px 24px rgba(0,0,0,0.15);
    overflow: visible;
  }
  .main-nav.open { display: flex; }
  .main-nav ul { flex-direction: column; flex-wrap: wrap; gap: 4px; white-space: normal; padding: 10px 24px 20px; }
  .main-nav a { display: block; padding: 12px 0; font-size: 0.95rem; border-bottom: 1px solid rgba(0,0,0,0.08); }
  /* White dropdown on phones: show the active link in gold instead of white */
  .main-nav a.active { color: var(--gold-dark); }
  .main-nav a { color: var(--dark); }
  .main-nav a::after { display: none; }
  .site-header .logo-img { height: 52px; }
  .site-header::before, .site-header::after { width: 44px; }
  .site-header .header-inner { padding-left: 30px; padding-right: 22px; }
  .topbar-left > * + *, .topbar-right > * + * { margin-left: 12px; padding-left: 12px; }
  .hero .hero-title { font-size: 2.1rem; }
  .trust-grid, .process-grid, .why-grid, .buy-grid, .testi-grid, .core-values-grid { grid-template-columns: 1fr; }
  .process-grid { row-gap: 44px; }
  .trust-strip { padding: 28px 0 34px; }
  .trust-grid { padding: 8px 8px; border-radius: 16px; border-width: 2px; }
  .trust-item { gap: 14px; padding: 12px 14px; }
  .trust-item i {
    width: 44px; height: 44px; font-size: 1.05rem; margin: 6px;
    box-shadow:
      0 0 0 4px #1b140a,
      0 0 0 5px rgba(212,167,44,0.85),
      0 0 10px 3px rgba(212,167,44,0.28),
      inset 0 -3px 6px rgba(120,80,5,0.35);
  }
  .trust-item:hover i {
    box-shadow:
      0 0 0 4px #1b140a,
      0 0 0 5px rgba(240,200,90,1),
      0 0 12px 4px rgba(212,167,44,0.4),
      inset 0 -3px 6px rgba(120,80,5,0.35);
  }
  .trust-item h4 { font-size: 0.94rem; margin-bottom: 2px; }
  .trust-item p { font-size: 0.78rem; line-height: 1.4; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .about-stats { grid-template-columns: 1fr 1fr; }
  .about-cta { padding: 36px 22px; }
  .gold-step { gap: 16px; }
  .gold-step-num { width: 44px; height: 44px; font-size: 0.9rem; }
  .gold-step:not(:last-child)::before { left: 21px; top: 44px; }
}